By Bitcoin.com - 2 jaar gelede - Leestyd: 2 minute
Spain Reduces ATM Numbers to 2002 Levels as Country Moves to Digital Payments
Die aantal OTM'e in Spanje het geleidelik gekrimp tot vlakke wat die land in die jaar 2002 gesien het. Verslae van plaaslike media dui daarop dat hierdie aksies geneem is om koste te verminder en om betaling en bedryfsdigitalisering in die sektor te bevorder. Die hoogste aantal kitsbanke is in 2008 geregistreer toe daar 61,714 XNUMX aktiewe masjiene in die netwerk was.
Banke in Spanje Verminder OTM'e
The number of ATMs in Spain has dropped to its lowest level since 2002, when the network had 1,795 more ATMs than it has today. According to a recent verslag from the Bank of Spain, the network had 48,081 ATMs at the end of the third quarter of 2021. This reduction has to do with attempts to lower costs in the banking sector amidst a push for digitalization in payments and banking processes.
Die hoogste aantal OTM'e in die netwerk is in 2008 geregistreer toe daar 61,714 3 OTM'e in die land geregistreer was. Sedertdien het banke masjiene geleidelik van hierdie netwerk verwyder. Die gebruik van die oorblywende kitsbanke het egter toegeneem, volgens dieselfde verslag. Net in Q2021-171,300 het Spanjaarde 1.04 2020 onttrekkingstransaksies met kitsbanke gemaak, 'n toename van XNUMX% vergeleke met dieselfde tydperk in XNUMX.
Die druk op digitalisering
The Spanish government has been reducing the amount of money that can be paid in cash per transaction. Last year, Spain’s antifraud law, which also regulated some issues regarding cryptocurrency assets, passed controls for cash payments depending on the type of transaction. The aforementioned law established that payments in cash could only be made up to the limit of €1,000. Sidestepping this law could result in sanctions of 25% of the payments made, which would be paid by each party to the transaction.
Plaaslike media sê egter dat hierdie ontwikkelings Spaanse burgers in landelike gebiede buite verhouding kan raak, wat die een is wat die meeste van kontant afhanklik is vir hul alledaagse behoeftes.
The recent push has driven more and more residents of the country to digital payments. For example, the national survey for cash payments, carried out July 2021, gevind that only 35% of the surveyed citizens used cash for payments. This constitutes a significant change compared to how payments were made in 2014, where 80% of citizens used cash as a payments tool.
While cash usage has gone down, Spain still uses more cash for payments than countries like Sweden, where minder than 10% of the population uses physical paper and coins to pay.
Wat dink jy van die vermindering in OTM'e en die druk op digitale betalings in Spanje? Vertel ons in die kommentaar afdeling hieronder.
Oorspronklike bron: Bitcoin. Met