By Bitcoin.com - prije 2 godine - Vrijeme čitanja: 2 minute
Španija smanjuje broj bankomata na nivo iz 2002. kako zemlja prelazi na digitalno plaćanje
Broj bankomata u Španiji progresivno se smanjuje na nivoe koje je zemlja imala 2002. godine. Izvještaji lokalnih medija sugeriraju da su ove akcije poduzete kako bi se smanjili troškovi i podstakla digitalizacija plaćanja i poslovanja u sektoru. Najveći broj bankomata registrovan je 2008. godine kada je u mreži bilo 61,714 aktivnih automata.
Banke u Španiji smanjuju broj bankomata
The number of ATMs in Spain has dropped to its lowest level since 2002, when the network had 1,795 more ATMs than it has today. According to a recent izvještaj from the Bank of Spain, the network had 48,081 ATMs at the end of the third quarter of 2021. This reduction has to do with attempts to lower costs in the banking sector amidst a push for digitalization in payments and banking processes.
Najveći broj bankomata u mreži registrovan je 2008. godine kada je u zemlji bilo registrovano 61,714 bankomata. Od tada su banke postepeno uklanjale mašine iz ove mreže. Međutim, prema istom izvještaju, povećano je korištenje preostalih bankomata. Samo u trećem kvartalu 3. godine, Španci su izvršili 2021 transakcija podizanja putem bankomata, što je povećanje od 171,300% u odnosu na isti period 1.04. godine.
Potisak za digitalizaciju
The Spanish government has been reducing the amount of money that can be paid in cash per transaction. Last year, Spain’s antifraud law, which also regulated some issues regarding cryptocurrency assets, passed controls for cash payments depending on the type of transaction. The aforementioned law established that payments in cash could only be made up to the limit of €1,000. Sidestepping this law could result in sanctions of 25% of the payments made, which would be paid by each party to the transaction.
Međutim, lokalni mediji navode da bi ovi događaji mogli nesrazmjerno uticati na španjolske građane u ruralnim područjima, koji su oni koji najviše ovise o gotovini za svoje svakodnevne potrebe.
The recent push has driven more and more residents of the country to digital payments. For example, the national survey for cash payments, carried out July 2021, pronađeno that only 35% of the surveyed citizens used cash for payments. This constitutes a significant change compared to how payments were made in 2014, where 80% of citizens used cash as a payments tool.
While cash usage has gone down, Spain still uses more cash for payments than countries like Sweden, where manje than 10% of the population uses physical paper and coins to pay.
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Izvorni izvor: Bitcoin.com