By Bitcoin.com - hai 2 anos - Tempo de lectura: 2 minutos
Spain Reduces ATM Numbers to 2002 Levels as Country Moves to Digital Payments
O número de caixeiros automáticos en España foise reducindo progresivamente ata alcanzar os niveis do país no ano 2002. Os informes dos medios locais apuntan a que estas accións se levaron a cabo para reducir custos e impulsar a dixitalización do pago e da operación no sector. O maior número de caixeiros automáticos rexistrouse en 2008 cando había 61,714 máquinas activas na rede.
Os bancos en España reducen os caixeiros automáticos
The number of ATMs in Spain has dropped to its lowest level since 2002, when the network had 1,795 more ATMs than it has today. According to a recent denunciar from the Bank of Spain, the network had 48,081 ATMs at the end of the third quarter of 2021. This reduction has to do with attempts to lower costs in the banking sector amidst a push for digitalization in payments and banking processes.
O maior número de caixeiros na rede rexistrouse en 2008 cando había 61,714 caixeiros rexistrados no país. Desde entón, os bancos foron eliminando progresivamente máquinas desta rede. Non obstante, a utilización dos caixeiros automáticos restantes aumentou, segundo o mesmo informe. Só no 3T-2021, os españois realizaron 171,300 operacións de retirada mediante caixeiros automáticos, o que supón un aumento do 1.04% con respecto ao mesmo período de 2020.
O impulso á dixitalización
The Spanish government has been reducing the amount of money that can be paid in cash per transaction. Last year, Spain’s antifraud law, which also regulated some issues regarding cryptocurrency assets, passed controls for cash payments depending on the type of transaction. The aforementioned law established that payments in cash could only be made up to the limit of €1,000. Sidestepping this law could result in sanctions of 25% of the payments made, which would be paid by each party to the transaction.
Non obstante, os medios locais afirman que estas novidades poderían afectar de forma desproporcionada aos cidadáns españois do rural, que son os que máis dependen do efectivo para as súas necesidades cotiás.
The recent push has driven more and more residents of the country to digital payments. For example, the national survey for cash payments, carried out July 2021, atopa that only 35% of the surveyed citizens used cash for payments. This constitutes a significant change compared to how payments were made in 2014, where 80% of citizens used cash as a payments tool.
While cash usage has gone down, Spain still uses more cash for payments than countries like Sweden, where menos than 10% of the population uses physical paper and coins to pay.
Que opinas da redución dos caixeiros automáticos e do impulso dos pagos dixitais en España? Cóntanos na sección de comentarios a continuación.
Orixe orixinal: Bitcoin.com