By Bitcoin पत्रिका - 1 साल पहले - पढ़ने का समय: 9 मिनट
ए के लिए पथ Bitcoin अफ्रीका में मानक
A Bitcoin standard in Africa could mean economic growth, higher quality of life and financial freedom for all Africans.
This is an opinion editorial by Charlene Fadirepo, a former U.S. federal regulator and Bitcoin कार्यकर्ता.
In this article, I will be discussing the current state of the rapidly growing Bitcoin ecosystem across the continent of Africa and how this progress will enable the path toward Africa’s Bitcoin पूरा करने के बाद भी लिए जा सकते हैं।
मरियम-वेबस्टर डिक्शनरी एक पारिस्थितिकी तंत्र को परिभाषित करता है as a “complex community of organisms whose environment functions as one whole ecological unit.” In the context of the continent of Africa, the Bitcoin ecosystem is a nascent but promising network of peer-to-peer and traditional Bitcoin exchange platforms, community educators, investors, Bitcoin core developers, entrepreneurs and enthusiasts, working in concert in pursuit of an African Bitcoin standard. I believe Africa represents the most elegant use case for a Bitcoin standard in existence. In the paragraphs that follow I will explain why.
अफ्रीका के Bitcoin Ecosystem’s Key Strengths
व्यापक मौद्रिक दर्द उपजाऊ जमीन बनाता है
The continent of Africa is home सेवा मेरे 1.4 अरब लोग जो 54 देशों और नौ प्रांतों में फैले हैं। यह अनुमान लगाया गया कि 2,000 अलग भाषाएं महाद्वीप पर बोली जाती है जो उत्तर से दक्षिण अफ्रीका और पूर्व से पश्चिम अफ्रीका तक मौजूद समृद्ध विविधता को जोड़ती है। महाद्वीप की संस्कृति की विविध और समृद्ध प्रकृति के बावजूद, एक सामान्य अनुभव है जो अफ्रीका के लगभग हर देश में मौजूद है। इस सामान्य अनुभव को "मौद्रिक दर्द" के रूप में व्यक्त किया जा सकता है। अफ्रीका महाद्वीप दुनिया की सबसे खंडित बैंकिंग, भुगतान और मुद्रा प्रणालियों में से एक का दावा करता है जो बिल के भुगतान, प्रियजनों को पैसे भेजने या व्यवसाय के रूप में धन स्वीकार करने जैसे सरल वित्तीय कार्यों में महत्वपूर्ण जटिलता जोड़ता है। सरकारी भ्रष्टाचार, वर्षों की मुद्रा कुप्रबंधन और अति मुद्रास्फीति के परिणामस्वरूप फिएट मुद्राएं खराब हो गई हैं जो रोजमर्रा के अफ्रीकी नागरिकों को बहुत कम मूल्य प्रदान करती हैं। जून में, नाइजीरिया में मुद्रास्फीति की दर 65-महीने पर पहुंच गई 18.6% का उच्च. जिम्बाब्वे का हाल और भी बुरा: जिम्बाब्वे में वार्षिक मुद्रास्फीति जून 192 में 2019% पर पहुंच गई - देश के लिए 13 महीने का उच्च स्तर। Yet it is the very brokenness of Africa’s collective banking, payment and currency systems that embodies Africa’s greatest strength. Africa presents the perfect opportunity for a permissionless, censorship-resistant monetary system like Bitcoin to not only survive but thrive. For many African countries, the necessity of Bitcoin is proving to be the mother of invention.
As far as progress, there is no African country further along that path towards an African Bitcoin standard than Nigeria. A जून 2022 का अध्ययन by the financial payments company, Block Inc., revealed that 43% of Nigerians shared that they would use bitcoin to buy and sell goods and services. Furthermore, Nigeria was the country with the highest comfort level of using bitcoin for remittances of all of the countries included in the 9,500-person study. According डेटा के लिए, लगभग 25 मिलियन अफ्रीकी अफ्रीका के बाहर रहते हैं। अफ्रीका के बाहर रहने वाले अफ्रीकियों की बड़ी संख्या अफ्रीका के विशाल प्रेषण बाजार को संचालित करती है जो दुनिया में सबसे बड़ा है। 2019 में, प्रेषण उप-सहारा अफ्रीका में प्रवाहित होता है 48 अरब डॉलर दर्ज किया गया। अकेले नाइजीरिया को लगभग आधा . प्राप्त हुआ of the total remittance market flows and Bitcoin is already filling Nigeria’s huge remittance market gaps. It should be noted that the cost to send money to Africa औसत की तुलना में लगभग 9% प्रेषण के लिए संयुक्त राष्ट्र का सतत विकास लक्ष्य जो 3% है। In addition, the costs of intra-country remittances in Africa are extremely high as well. These high money transfer fees imposed by banking incumbents are predatory and they are hurting Africa’s most vulnerable communities. Thankfully Nigerians and many other Africans are proactively switching to Bitcoin to avoid these expensive fees and to ease the pain of their country’s inefficient banking and currency systems.
अफ्रीका के पारिस्थितिकी तंत्र को युवा, महत्वाकांक्षी जनसंख्या जनसांख्यिकी द्वारा मजबूत किया गया है
The other key strength of Africa’s Bitcoin ecosystem is favorable demographics. Western countries have much older populations as compared to African countries. In 2020, संयुक्त राज्य अमेरिका में औसत आयु 38 वर्ष थी पुराना और यूके में औसत आयु 40 . थी साल पुराना। हालांकि उसी वर्ष, कुल मिलाकर अफ्रीका महाद्वीप की औसत आयु 20 वर्ष से बहुत कम थी। अलग-अलग देशों पर एक नज़र और भी अधिक अनुकूल आँकड़े प्रदान करती है। नाइजीरिया में, 2022 में औसत आयु, 18.1 साल का है, केन्या अगले 20 . पर है साल पुराना है, और दक्षिण अफ्रीका है 27 . पर थोड़ा बड़ा. African countries have youthful vibrant populations that are hungry for the innovation and opportunity that an African Bitcoin standard could present.
पिछले साल, मैंने "Bitcoin In Nigeria Show,” which is a Bitcoin education video podcast focused on amplifying the stories of Bitcoin founders and ecosystem builders that are leading the Bitcoin revolution in Nigeria. In my opinion, the sheer magnitude, scale and progress of Nigeria’s people-led Bitcoin revolution just couldn’t be ignored and it needed to be celebrated. An April 2022 report by KuCoin प्रकट that 33.4 million Nigerians, which accounts for 35% of the population aged 18 - 60, currently own cryptocurrencies or have traded cryptocurrencies over the past six months. I believe that a key driving force behind Nigeria’s Bitcoin adoption and surge is due to what I call Nigeria’s young tech-savvy digerati, who are successfully using Bitcoin to solve their daily monetary pain at scale. In the previously mentioned study by Block, Nigeria emerged as the top nation with the highest rates of optimism about Bitcoin’s future at 60%, as compared to the 29% optimism rate in the United States. It should also be noted that several of the existing Bitcoin platforms servicing Africa were founded by Nigerians. Africa’s youthful population of digital natives — especially Nigerian digital natives — are helping to lay the groundwork for an African Bitcoin मानक.
अफ्रीका के पारिस्थितिकी तंत्र को गतिविधि केंद्रों, प्लेटफॉर्म विविधता और अनुकूल नियामक वातावरण द्वारा मजबूत किया गया है
The original mandate of the “Bitcoin In Nigeria Show” was to focus on Bitcoin’s progress in Nigeria. But after one full year of running the show and meeting so many incredible Bitcoin entrepreneurs in Uganda, Kenya, South Africa, Ethiopia, Namibia and other African countries, I quickly realized that the show’s scope was far too limited. Nigeria was indeed the first country in Africa to enjoy significant Bitcoin adoption trends at scale — but it certainly will not be the last. I have since broadened the scope of the “Bitcoin In Nigeria Show” to tell more stories of the incredible African Bitcoiners building Bitcoin-based companies, platforms and communities across the continent of Africa.
A common misconception that I hear often is the statement that there are not enough Bitcoin financial services platforms operating in Africa. This false statement also assumes that African consumers don’t have access to reputable credible Bitcoin platforms. Thankfully, this is not the case. African Bitcoiners have a vibrant mix of both peer-to-peer and traditional trading platforms to purchase and sell their bitcoin. While all platforms don’t work in each country, and the exchange volume varies by platform, this list includes and is not limited to Binance Africa, Local Bitcoins, FTX Africa, Paxful, Crypto.com, Coinbase, BitNob, HeliCarrier, BuyCoins, Patricia and Machunkura. For African Bitcoiners with higher risk tolerance and a desire for privacy, there are also in-person bitcoin trading options that occur via private WhatsApp and Telegram groups all across Africa.
The ability of any country’s Bitcoin ecosystem to grow and reach its full potential is dependent somewhat on a country’s regulatory environment. And much like Africa’s collectively fragmented banking, currency and payment systems, the regulatory environments across African countries range drastically from full regulatory bans on Bitcoin use to full government agency support. The fastest Bitcoin ecosystem growth and development in Africa is concentrated in five core countries: Nigeria, South Africa, Kenya, Botswana and Morocco. Nigeria अफ्रीका का नेतृत्व करता है पीयर-टू-पीयर ट्रेडिंग वॉल्यूम में। 2020 में, पैक्सफुल के मंच पर $ 566 मिलियन की मात्रा के साथ नाइजीरिया को दुनिया के शीर्ष दो देशों में स्थान दिया गया था। South Africa also has high bitcoin ट्रेडिंग वॉल्यूम and has one of the more favorable regulatory environments due to the South African Reserve Bank’s stance that cryptocurrencies like bitcoin are not currency. However in July 2022, दक्षिण अफ्रीकी रिजर्व बैंक ने संकेत दिया कि अधिक क्रिप्टोक्यूरेंसी नियम आ रहे हैं। मोरक्को के पास है उत्तरी अफ्रीका में उच्चतम पीयर-टू-पीयर ट्रेडिंग वॉल्यूम, although cryptocurrency use has been banned in Morocco since 2017. The wide range of existing Bitcoin financial services platform options, the concentrations of ecosystem activity by country and somewhat favorable regulatory environment supports Africa’s path toward a Bitcoin पूरा करने के बाद भी लिए जा सकते हैं।
अफ्रीका के Bitcoin Ecosystem’s Key Development Areas
The growing African Bitcoin ecosystem is not without its challenges. एक हालिया लेख by Abubakar Nur Khalil, the CEO of Nigeria-based Bitcoin-only venture capital fund, Recursive Capital, discussed the critical need to develop a pipeline of skilled Bitcoin Core developers based in Africa. In addition, widespread power grid infrastructure limitations also slow the growth of the Africa Bitcoin पारिस्थितिकी तंत्र। उप सहारा अफ्रीका, सहारा रेगिस्तान के नीचे 45 अफ्रीकी देशों का क्षेत्र, दुनिया की आबादी का 13% हिस्सा है, लेकिन बिजली तक पहुंच के बिना वैश्विक आबादी का 48% हिस्सा है। ऊर्जा पहुंच से लेकर स्थापित क्षमता और समग्र खपत तक क्षेत्र का बिजली क्षेत्र अविकसित है। हालांकि, सार्वजनिक-निजी भागीदारी के माध्यम से पनबिजली, पवन और सौर ऊर्जा जैसे नवीकरणीय स्रोतों में हालिया रुचि और निवेश सकारात्मक बदलावों के लिए गति पैदा कर रहे हैं। उदाहरण के लिए, किपितो पवन खेत केन्या की दूसरी सबसे बड़ी पवन ऊर्जा परियोजना है और इसकी 100MW स्वच्छ, नवीकरणीय विद्युत ऊर्जा की उत्पादन क्षमता है। नामीबिया और बोत्सवाना में, मेगा सोलर प्रोजेक्ट is the largest solar power program in Southern Africa. This project is scheduled to achieve 2-5 GW of renewable solar power energy for a region currently dependent on coal mining. These projects support the trend of a positive future for stabilizing the power grid across various countries in Africa. The existence of more reliable low-cost power sources introduces the opportunity for the development of a strong Bitcoin mining sector across Sub-Saharan Africa in the future.
अफ्रीका का डिजिटल डिवाइड एक विकट चुनौती भी पेश करता है। डिजिटल डिवाइड शब्द इंटरनेट कनेक्टिविटी तक पहुंच में एक क्षेत्र के अंतराल को संदर्भित करता है। डेटा से पता चलता है कि अफ्रीका में 75% लोगों के पास पर्याप्त विश्वसनीय इंटरनेट नहीं है. एक अन्य अध्ययन में पाया गया कि इंटरनेट प्रवेश across Africa represents only 36% of the population. It should be noted that the same study estimated the global internet penetration to be 62.5%. Despite these challenges, African Bitcoin entrepreneurs, like South African Bitcoin developer, Kgothatso Ngako, the founder of Bitcoin custodial wallet, मचानकुर sees a huge opportunity. Ngako created Machankura as a Lightning wallet that offers bitcoin purchase and selling services to Africans who use feature phones, which are basic single-function phones with no internet access. Unlike in the United States, where smartphones are most common, feature phones comprise a large share of the mobile phone market in Africa. 2022 मिलियन स्मार्टफोन की तुलना में 22 की शुरुआत में, 19.7 मिलियन फीचर फोन अफ्रीका भेजे गए। Feature phones cost less and require less energy to power. When I spoke to Ngako on a recent episode of the “Bitcoin In Nigeria Show,” he said “I see bitcoin as a form of money. I want to get other people to see bitcoin as a form of money.” Innovative companies like Machankura will accelerate Africa’s pace toward a Bitcoin पूरा करने के बाद भी लिए जा सकते हैं।
पहले हमने चर्चा की थी 2,000 अलग भाषाएं spoken across the continent of Africa. Despite the number of languages spoken, many financial education materials including Bitcoin educational materials still remain in English. Thankfully translation projects like Exonumia based in South Africa and led by Ngako, and communities like Bitcoin Mtaani led by Kenyan Bitcoiner, Guantai Kathurima are working to convert key Bitcoin teaching materials to African local languages. The creation of culturally relevant solutions to solve Africa's unique challenges is the way forward in pursuit of a Bitcoin standard in Africa.
The Promise Of A Bitcoin अफ्रीका में मानक
The promise and potential of a Bitcoin Standard in Africa becomes more realistic each year that African communities suffer from the economic woes of excessive currency devaluation and hyperinflation set in place by authoritarian governmental regimes. Countless other decentralized finance, bitcoin-backed, or native blockchain liquidity token solutions pretend to solve Africa’s problems but only recreate existing centralized systems where wealth remains under the control of the most powerful. In the case of Africa, the movement to a Bitcoin standard is not a “nice to have” — it is a must-have. I see it as a moral imperative for humanity. Bitcoin protects human rights, provides critical currency stability, enables intra- and intercountry business commerce, supports low-cost remittances and offers individual Africans agency and ownership over their financial lives. Bitcoin allows us to imagine a safe, lawful and prosperous Africa where financial freedom and economic justice are equally accessible to 1 billion-plus people across the continent. Despite the aforementioned cultural complexities, infrastructure limitations, and other significant challenges, I could not be more bullish on Bitcoin in Africa. In the words of French poet, Victor Hugo, “There is nothing more powerful than an idea whose time has come.”
This is a guest post by Charlene Fadirepo. Opinions expressed are entirely their own and do not necessarily reflect those of BTC Inc. or Bitcoin पत्रिका।
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