Evo što BinanceNajnovije izvješće o rezervama govori o njegovoj sposobnosti da pokrije depozite korisnika

By Bitcoinist - prije 9 mjeseca - Vrijeme čitanja: 2 minute

Evo što BinanceNajnovije izvješće o rezervama govori o njegovoj sposobnosti da pokrije depozite korisnika

Binance, the largest crypto exchange in the world, just released its latest report for its reserves. Following the FTX liquidity issue debacle, crypto exchanges have periodically published reports of their reserve holdings to address investor concerns. And with billions of dollars of digital assets under its control, Binance’s ability to cover user deposits in the event of massive withdrawals is critical.

Binance Proof Of Reserves Report

Binance just released its latest proof-of-reserves report to provide transparency into its reserves. The report shows Binance holds more than enough crypto and cash to cover every dollar of user funds. On top of that, Binance also maintains additional reserves, as the report shows each crypto asset is covered by more than 100%. 

Prema tvrtki prijaviti website, the reserve is done by self-verification auditing using Merkle trees. Crypto exchanges like Binance usually use a Merkle tree to show proof of their reserves, as it enables the consolidation of large amounts of data into a single hash. As a result, users can easily verify specific contents included within a particular set of hashed data.

The total asset holdings within every customer’s account are taken during the time of audit and aggregated into a Merkle tree. The Merkle tree is made of a root subdivided using Merkle Leaf. Any change in balance in the Merkle leaf changes the Merkle root, and Binance users can use the Merkle leaf to verify that their account balance was included in the report.

The scope of the reserve report includes the ratio of Binance’s net balances to customer net balances. According to the report, Binance has a BTC ratio of 105.61%, ETH ratio of 102.71%, BNB ratio of 113.85%, USDT ratio of 117.99%, BUSD ratio of 117.90%, USDC ratio of 101.62%, LTC ratio of 100.94%, and XRP ratio of 103.50%.

Transparentnost za kripto investitore

Izvješća o rezervama imaju za cilj povećati transparentnost u često neprozirnoj kripto industriji. Kripto investitori, posebno vlasnici BTC-a, uvijek oklijevaju premjestiti svoju imovinu na centralizirane burze. Objavljivanjem detalja o financijskim pozicijama, izvješća bi mogla pomoći u izgradnji povjerenja kod korisnika i dati ulagačima bolji uvid u cjelokupno stanje i stabilnost burze. 

Binance, along with eight other big crypto exchanges, promised to publish their Merkle tree reserve certificates in December 2022 after FTX became insolvent.

Sve kripto mjenjačnice trebale bi raditi merkle-tree proof of reserve.

Banks run on fractional reserves. Crypto exchanges should not.@Binance uskoro će početi raditi dokaze o rezervama. Potpuna transparentnost.

- CZ Binance (@cz_binance) Studenog 8, 2022

Međutim, Stručnjaci have claimed Merkle trees are pointless as it fails to include liabilities and accounts with negative balances. With the crypto market currently struggling to find a new bullish form, Binance’s latest reserve report does provide insights into the financial stability and security of the exchange.

Izvorni izvor: Bitcoinje