Milyen tényezők hajtják a Bitcoin Átutalási forradalom Afrikában? Ezek

Írta: NewsBTC - 2 éve - Olvasási idő: 5 perc
10. február 2022., csütörtök, 5:56

Milyen tényezők hajtják a Bitcoin Átutalási forradalom Afrikában? Ezek

A Bitcoin remittance business is blowing up all over the world. South African financial website moneyweb brings us the report directly from the oldest continent. The conditions that led to El Salvador making Bitcoin legal tender are present all over Africa. The people are unbanked but everybody has mobile phones. Plus, the diaspora is huge and sends money home constantly while big companies rob them blind with high fees. 

Related Reading | Is Largely Unbanked Africa Primed for Bitcoin Örökbefogadás?

“The African continent has many opportunities for widespread Bitcoin adoption. One of those opportunities is remittance fueled by Africa’s growing ~mobile~ population. There are over 30 million Africans living outside their countries of origin. Since 2012, the African Union considers the African diaspora the sixth Africa’s region.”

On one hand, “countries such as South Africa, Nigeria, and Kenya” want to regulate bitcoin and other cryptocurrencies. On the other, “According to the World Bank Global Findex, 60% of the population” in the continent are unbanked. The recipe is there. And Bitcoin remittances might be the use case to bring mass adoption to Africa.

Nemcsak a mobilnépesség növekszik, hanem az egész kontinens bőséges tapasztalattal rendelkezik a „mobilpénz” egyéb formáival kapcsolatban is. Ez egy olyan fogalom, amely már beépült a kultúrába:

„Afrika világelső a mobilpénzhasználat terén. A szubszaharai Afrika rendelkezik a világ leggyorsabban növekvő mobilpénz-iparával. A régióban továbbra is jelentősen növekedni fog a mobiltelefonnal rendelkezők száma. Az előrejelzések szerint 623-re a szubszaharai Afrikában a mobil-előfizetők száma eléri a 2025 milliót, ami a kontinens lakosságának a fele. Ez a szám még magasabb lesz a mobiltelefon-megosztási kultúra miatt.”

From there to using Bitcoin, the most efficient money network in the world, it’s just a step. The road is clear.

Inadvertently, governments all over the African continent are pushing Bitcoin adoption with their restrictive policies. For example

“In 2020, the Central Bank of Nigeria suspended international mobile money transfers to Nigeria. The suspension came after the banking regulator allowed US dollar payouts for international remittances in the country.” And that “means that only Nigerians with a bank account will be able to receive money from abroad. Not all international money transfer services to Nigeria support cash payout.”

Everyone underestimates the rate of #Bitcoin Nigériában, hamarosan jelentős vallás lesz.

— Bernard ‘berlin’ Parah (@bernard_parah) February 5, 2022

What have the Nigerians done? Turn to Bitcoin remittances, of course.

Egy másik példa:

“In Zimbabwe, several restrictive monetary policies have led to the growing interest and use of bitcoin for remittances. First, the government banned all foreign currencies such as the US dollar, Euro, South Africa rand, and others. The government also placed restrictions on mobile money services, as well as daily withdrawal limits because of severe fiat currency shortages. To bypass these restrictive policies by the central bank, a growing number of Zimbabweans prefer bitcoin remittances to fiat money.”

Ez a tényező nem volt jelen Salvadorban, amely egy dolláros ország. Afrikában azonban számos olyan „ország van, ahol kétszámjegyű infláció tapasztalható, mint például Zambia, Zimbabwe, Nigéria, Szudán, Dél-Szudán, Etiópia, Libéria és Sierra Leone”. Például:

„A guineai frank a világ egyik leggyengébb valutája, ahogyan 2022-ben bevezetjük. 2020/21-ben a zambiai kwacha és a zimbabwei dollár volt az egyik legrosszabbul teljesítő valuta a világon. A nigériai naira értékének több mint 50%-át veszítette 2015 óta. A Nigériai Központi Bank 2019-ben háromszor leértékelte a nairát. 2021 májusában a jegybank 7.6%-kal értékelte le a nairát.”

What have the Nigerians done? Adopt Bitcoin remittances. What will the other countries do? Adopt Bitcoin remittances, also.

Who said Kenyans don't own #Bitcoin..

Kenya Ranks 2nd in Africa in P2P settlement, overtaking South Africa .#cryptocurrencyKE #africarising pic.twitter.com/fg8Ivj3mQA

— CRYPTOCURRENCY KENYA (@CryptoHubKE) February 8, 2022

Az átutalási díjak kiemelkedő szerepet játszottak El Salvador történetében. És Afrikában a történet megismétli önmagát:

“A study by the World Bank shows that transfer fees to Sub-Saharan Africa, the poorest region in the world, are the highest in the entire world. The cost of sending $200 to Sub-Saharan Africa towards the end of 2020 was 8.2% on average. Sending money within Africa is even more expensive.”

Mit fog tenni az egész szubszaharai Afrika?

I could wait another 25 years for the ANC to do good on their promises to fix some of historical injustice in South Africa, or I can take control of my own life and buy #bitcoin most.

— Tensai Bankai (@tensaibankai) February 8, 2022

This is a positive one, for a change. According to BTrust’s Abubakar Nur Khalil, in a recent article for Bitcoin Magazin:

“Africa is home to more than a thousand indigenous languages, with non-English speaking countries. The majority of Bitcoin material available is in the English language, which means we must also engage in translation efforts to unlock knowledge for millions of non-English speakers on the continent, both on the developer and user front.

Currently, there are efforts around Africa to translate Bitcoin material into different languages such as Amharic, Arabic and Wolof by Kal Kassa, Arabic_HODL and Fodé Diop, respectively, with ongoing work on others.”

Related Reading | South African Man Loses $900,000 Worth Of Bitcoin After Accidentally Deleting Keys

And we also have to mention Exonumia, who is “creating open source African language translations for Bitcoin literature through community.” And, of course, the BTrust. The organization created and financed by Jay-Z and Jack Dorsey is on a mission to promote Bitcoin development in Africa and India. One of its board of directors members, Abubakar Nur Khalil, recently spoke to Bloomberg Technology about the initiative.

Meet one of the board members of Jay-Z’s and Jack Dorsey’s blind Bitcoin trust: Recursive Capital CEO Abubakar Nur Khalil in Nigeria. He tells @sonalibasak how he envisions web3 in Africa https://t.co/IdyBB7wTvb pic.twitter.com/eFKEga4Nbg

— Bloomberg Technology (@technology) February 4, 2022

There are negative factors that affect Bitcoin positively, like high fees, weak currencies, and worse government policies.  And there are positive ones, like high mobile adoption and available education. The mix might form a perfect storm for Bitcoin adoption in Africa. And the Bitcoin remittances revolution is leading the way.

After a recent surge of sorts, Bitcoin has been trading horizontally for the last few days.

Eredeti forrás: NewsBTC