Spain Reduces ATM Numbers to 2002 Levels as Country Moves to Digital Payments

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Spain Reduces ATM Numbers to 2002 Levels as Country Moves to Digital Payments

ຈໍານວນຕູ້ເອທີເອັມໃນປະເທດສະເປນໄດ້ຫຼຸດລົງຢ່າງຕໍ່ເນື່ອງໃນລະດັບທີ່ປະເທດໄດ້ເຫັນໃນປີ 2002. ບົດລາຍງານຈາກສື່ມວນຊົນທ້ອງຖິ່ນຊີ້ໃຫ້ເຫັນວ່າການດໍາເນີນການເຫຼົ່ານີ້ໄດ້ຖືກປະຕິບັດເພື່ອຫຼຸດຜ່ອນຄ່າໃຊ້ຈ່າຍແລະຊຸກຍູ້ການຊໍາລະແລະການດໍາເນີນງານດິຈິຕອນໃນຂະແຫນງການ. ຈໍານວນເຄື່ອງ ATM ທີ່ສູງທີ່ສຸດໄດ້ຖືກລົງທະບຽນໃນປີ 2008 ເມື່ອມີ 61,714 ເຄື່ອງທີ່ໃຊ້ໃນເຄືອຂ່າຍ.

ທະນາຄານໃນສະເປນຫຼຸດຕູ້ ATM

The number of ATMs in Spain has dropped to its lowest level since 2002, when the network had 1,795 more ATMs than it has today. According to a recent ບົດ​ລາຍ​ງານ from the Bank of Spain, the network had 48,081 ATMs at the end of the third quarter of 2021. This reduction has to do with attempts to lower costs in the banking sector amidst a push for digitalization in payments and banking processes.

ຈໍານວນຕູ້ເອທີເອັມສູງສຸດໃນເຄືອຂ່າຍໄດ້ລົງທະບຽນໃນປີ 2008 ເມື່ອມີຕູ້ ATM 61,714 ທີ່ໄດ້ລົງທະບຽນໃນປະເທດ. ຕັ້ງ​ແຕ່​ນັ້ນ​ມາ, ທະ​ນາ​ຄານ​ໄດ້​ຍ້າຍ​ອອກ​ເຄື່ອງ​ຈັກ​ຈາກ​ເຄືອ​ຂ່າຍ​ນີ້​. ຢ່າງໃດກໍຕາມ, ການນໍາໃຊ້ຕູ້ ATM ທີ່ຍັງເຫຼືອໄດ້ເພີ່ມຂຶ້ນ, ອີງຕາມການລາຍງານດຽວກັນ. ພຽງແຕ່ໃນ Q3-2021, ຊາວສະເປນໄດ້ເຮັດທຸລະກໍາການຖອນເງິນ 171,300 ໂດຍໃຊ້ເຄື່ອງ ATM, ເພີ່ມຂຶ້ນ 1.04% ເມື່ອທຽບໃສ່ກັບໄລຍະດຽວກັນໃນປີ 2020.

ການຊຸກຍູ້ໃຫ້ Digitalization

The Spanish government has been reducing the amount of money that can be paid in cash per transaction. Last year, Spain’s antifraud law, which also regulated some issues regarding cryptocurrency assets, passed controls for cash payments depending on the type of transaction. The aforementioned law established that payments in cash could only be made up to the limit of €1,000. Sidestepping this law could result in sanctions of 25% of the payments made, which would be paid by each party to the transaction.

ແນວໃດກໍ່ຕາມ, ສື່ມວນຊົນທ້ອງຖິ່ນກ່າວວ່າການພັດທະນາເຫຼົ່ານີ້ບໍ່ສົມດຸນສາມາດສົ່ງຜົນກະທົບຕໍ່ພົນລະເມືອງແອສປາໂຍນໃນເຂດຊົນນະບົດ, ເຊິ່ງແມ່ນຜູ້ທີ່ເພິ່ງພາອາໄສເງິນສົດສ່ວນໃຫຍ່ສໍາລັບຄວາມຕ້ອງການປະຈໍາວັນຂອງພວກເຂົາ.

The recent push has driven more and more residents of the country to digital payments. For example, the national survey for cash payments, carried out July 2021, ພົບເຫັນ that only 35% of the surveyed citizens used cash for payments. This constitutes a significant change compared to how payments were made in 2014, where 80% of citizens used cash as a payments tool.

While cash usage has gone down, Spain still uses more cash for payments than countries like Sweden, where ຫນ້ອຍ than 10% of the population uses physical paper and coins to pay.

ທ່ານຄິດແນວໃດກ່ຽວກັບການຫຼຸດລົງຂອງຕູ້ເອທີເອັມແລະການຊຸກຍູ້ການຈ່າຍເງິນດິຈິຕອນໃນປະເທດສະເປນ? ບອກພວກເຮົາໃນສ່ວນຄໍາເຫັນຂ້າງລຸ່ມນີ້.

ແຫຼ່ງຕົ້ນສະບັບ: Bitcoin.com