Kādi faktori veicina Bitcoin Pārvedumu revolūcija Āfrikā? Šie

NewsBTC - pirms 2 gadiem - Lasīšanas laiks: 5 minūtes
Ceturtdiena, 10. gada 2022. februāris, 5:56

Kādi faktori veicina Bitcoin Pārvedumu revolūcija Āfrikā? Šie

Jūsu darbs IR Klientu apkalpošana Bitcoin remittance business is blowing up all over the world. South African financial website moneyweb brings us the report directly from the oldest continent. The conditions that led to El Salvador making Bitcoin legal tender are present all over Africa. The people are unbanked but everybody has mobile phones. Plus, the diaspora is huge and sends money home constantly while big companies rob them blind with high fees. 

Related Reading | Is Largely Unbanked Africa Primed for Bitcoin Adopcija?

“The African continent has many opportunities for widespread Bitcoin adoption. One of those opportunities is remittance fueled by Africa’s growing ~mobile~ population. There are over 30 million Africans living outside their countries of origin. Since 2012, the African Union considers the African diaspora the sixth Africa’s region.”

On one hand, “countries such as South Africa, Nigeria, and Kenya” want to regulate bitcoin and other cryptocurrencies. On the other, “According to the World Bank Global Findex, 60% of the population” in the continent are unbanked. The recipe is there. And Bitcoin remittances might be the use case to bring mass adoption to Africa.

Pieaug ne tikai mobilo sakaru lietotāju skaits, bet arī visam kontinentam ir liela pieredze ar citiem “mobilās naudas” veidiem. Tas ir jēdziens, kas jau ir iesakņojies kultūrā:

“Āfrika ir globālā līdere mobilās naudas izmantošanā. Subsahāras Āfrikā ir visstraujāk augošā mobilās naudas nozare pasaulē. Reģionā turpinās ievērojami pieaugt to cilvēku skaits, kuriem pieder mobilie tālruņi. Tiek prognozēts, ka Subsahāras Āfrikā mobilo sakaru abonentu skaits līdz 623. gadam sasniegs 2025 miljonus, kas ir puse no kontinenta iedzīvotājiem. Šis skaitlis būs vēl lielāks mobilo tālruņu koplietošanas kultūras dēļ.

From there to using Bitcoin, the most efficient money network in the world, it’s just a step. The road is clear.

Inadvertently, governments all over the African continent are pushing Bitcoin adoption with their restrictive policies. For example

“In 2020, the Central Bank of Nigeria suspended international mobile money transfers to Nigeria. The suspension came after the banking regulator allowed US dollar payouts for international remittances in the country.” And that “means that only Nigerians with a bank account will be able to receive money from abroad. Not all international money transfer services to Nigeria support cash payout.”

Everyone underestimates the rate of #Bitcoin adopcija Nigērijā, tā drīz kļūs par galveno reliģiju.

— Bernard ‘berlin’ Parah (@bernard_parah) February 5, 2022

What have the Nigerians done? Turn to Bitcoin remittances, of course.

Vēl viens piemērs:

“In Zimbabwe, several restrictive monetary policies have led to the growing interest and use of bitcoin for remittances. First, the government banned all foreign currencies such as the US dollar, Euro, South Africa rand, and others. The government also placed restrictions on mobile money services, as well as daily withdrawal limits because of severe fiat currency shortages. To bypass these restrictive policies by the central bank, a growing number of Zimbabweans prefer bitcoin remittances to fiat money.”

Šis faktors nebija klāt Salvadorā, kas ir dolārizēta valsts. Tomēr Āfrikā ir vairākas "valstis, kurās ir divciparu inflācija, piemēram, Zambija, Zimbabve, Nigērija, Sudāna, Dienvidsudāna, Etiopija, Libērija un Sjerraleone". Piemēram:

“Gvinejas franks ir viena no pasaules vājākajām valūtām, sākot ar 2022. gadu. 2020./21. gadā Zambijas kvača un Zimbabves dolārs bija viena no sliktākajām valūtām pasaulē. Kopš 50. gada Nigērijas naira ir zaudējusi vairāk nekā 2015% no savas vērtības. Nigērijas Centrālā banka 2019. gadā nairu devalvēja trīs reizes. 2021. gada maijā centrālā banka devalvēja nairu par 7.6%.

What have the Nigerians done? Adopt Bitcoin remittances. What will the other countries do? Adopt Bitcoin remittances, also.

Who said Kenyans don't own #Bitcoin..

Kenya Ranks 2nd in Africa in P2P settlement, overtaking South Africa .#cryptocurrencyKE #africarising pic.twitter.com/fg8Ivj3mQA

— CRYPTOCURRENCY KENYA (@CryptoHubKE) February 8, 2022

Pārsūtīšanas maksas bija ievērojams faktors Salvadoras stāstā. Un Āfrikā stāsts atkārtojas:

“A study by the World Bank shows that transfer fees to Sub-Saharan Africa, the poorest region in the world, are the highest in the entire world. The cost of sending $200 to Sub-Saharan Africa towards the end of 2020 was 8.2% on average. Sending money within Africa is even more expensive.”

Ko darīs visa Subsahāras Āfrika?

I could wait another 25 years for the ANC to do good on their promises to fix some of historical injustice in South Africa, or I can take control of my own life and buy #bitcoin tagad.

— Tensai Bankai (@tensaibankai) February 8, 2022

This is a positive one, for a change. According to BTrust’s Abubakar Nur Khalil, in a recent article for Bitcoin Žurnāls:

“Africa is home uz vairāk nekā tūkstoš pamatiedzīvotāju valodām, ar valstīm, kuras nerunā angliski. Lielākā daļa no Bitcoin Pieejamais materiāls ir angļu valodā, kas nozīmē, ka mums ir jāiesaistās arī tulkošanas pasākumos, lai atvērtu zināšanas miljoniem cilvēku, kas nerunā angļu valodā gan izstrādātāju, gan lietotāju priekšā.

Pašlaik visā Āfrikā tiek mēģināts tulkot Bitcoin material into different languages such as Amharic, Arabic and Wolof by Kal Kassa, Arabic_HODL and Fodé Diop, respectively, with ongoing work on others.”

Related Reading | South African Man Loses $900,000 Worth Of Bitcoin Pēc nejaušas atslēgu dzēšanas

And we also have to mention Exonumia, who is “creating open source African language translations for Bitcoin literature through community.” And, of course, the BTrust. The organization created and financed by Jay-Z and Jack Dorsey is on a mission to promote Bitcoin development in Africa and India. One of its board of directors members, Abubakar Nur Khalil, recently spoke to Bloomberg Technology about the initiative.

Meet one of the board members of Jay-Z’s and Jack Dorsey’s blind Bitcoin trust: Recursive Capital CEO Abubakar Nur Khalil in Nigeria. He tells @sonalibasak how he envisions web3 in Africa https://t.co/IdyBB7wTvb pic.twitter.com/eFKEga4Nbg

— Bloomberg Technology (@technology) February 4, 2022

There are negative factors that affect Bitcoin positively, like high fees, weak currencies, and worse government policies.  And there are positive ones, like high mobile adoption and available education. The mix might form a perfect storm for Bitcoin adoption in Africa. And the Bitcoin remittances revolution is leading the way.

After a recent surge of sorts, Bitcoin has been trading horizontally for the last few days.

Oriģināls avots: ZiņasBTC