By Bitcoin.com - 2 tahun yang lalu - Masa Membaca: 2 minit
Sepanyol Mengurangkan Nombor ATM kepada Tahap 2002 apabila Negara Bergerak kepada Pembayaran Digital
Bilangan ATM di Sepanyol telah semakin mengecil ke tahap yang dilihat negara pada tahun 2002. Laporan daripada media tempatan mencadangkan tindakan ini telah diambil untuk mengurangkan kos dan untuk mendorong pendigitalan pembayaran dan operasi dalam sektor tersebut. Jumlah tertinggi ATM didaftarkan pada tahun 2008 apabila terdapat 61,714 mesin aktif dalam rangkaian.
Bank di Sepanyol Kurangkan ATM
The number of ATMs in Spain has dropped to its lowest level since 2002, when the network had 1,795 more ATMs than it has today. According to a recent melaporkan from the Bank of Spain, the network had 48,081 ATMs at the end of the third quarter of 2021. This reduction has to do with attempts to lower costs in the banking sector amidst a push for digitalization in payments and banking processes.
Jumlah tertinggi ATM dalam rangkaian itu didaftarkan pada 2008 apabila terdapat 61,714 ATM berdaftar di negara ini. Sejak itu, bank telah mengalih keluar mesin secara berperingkat daripada rangkaian ini. Bagaimanapun, penggunaan baki ATM telah meningkat, menurut laporan yang sama. Hanya pada Q3-2021, orang Sepanyol membuat 171,300 transaksi pengeluaran menggunakan ATM, peningkatan sebanyak 1.04% berbanding tempoh yang sama pada 2020.
Dorongan untuk Pendigitalan
The Spanish government has been reducing the amount of money that can be paid in cash per transaction. Last year, Spain’s antifraud law, which also regulated some issues regarding cryptocurrency assets, passed controls for cash payments depending on the type of transaction. The aforementioned law established that payments in cash could only be made up to the limit of €1,000. Sidestepping this law could result in sanctions of 25% of the payments made, which would be paid by each party to the transaction.
Walau bagaimanapun, media tempatan menyatakan perkembangan ini boleh menjejaskan rakyat Sepanyol di kawasan luar bandar secara tidak seimbang, yang merupakan mereka yang paling bergantung kepada wang tunai untuk keperluan harian mereka.
The recent push has driven more and more residents of the country to digital payments. For example, the national survey for cash payments, carried out July 2021, ditemui that only 35% of the surveyed citizens used cash for payments. This constitutes a significant change compared to how payments were made in 2014, where 80% of citizens used cash as a payments tool.
While cash usage has gone down, Spain still uses more cash for payments than countries like Sweden, where kurang than 10% of the population uses physical paper and coins to pay.
Apakah pendapat anda tentang pengurangan ATM dan desakan untuk pembayaran digital di Sepanyol? Beritahu kami di bahagian komen di bawah.
Sumber asal: Bitcoin.com