By Bitcoin.com - 2 snin ilu - Ħin tal-Qari: 2 minuti
Spain Reduces ATM Numbers to 2002 Levels as Country Moves to Digital Payments
In-numru ta' ATMs fi Spanja qed jonqos progressivament għal-livelli li ra l-pajjiż fis-sena 2002. Rapporti mill-midja lokali jissuġġerixxu li dawn l-azzjonijiet ittieħdu biex jitnaqqsu l-ispejjeż u biex jimbuttaw id-diġitalizzazzjoni tal-ħlas u l-operat fis-settur. L-ogħla numru ta’ ATMs kien irreġistrat fl-2008 meta fin-netwerk kien hemm 61,714-il magna attiva.
Banek fi Spanja Naqqas l-ATMs
The number of ATMs in Spain has dropped to its lowest level since 2002, when the network had 1,795 more ATMs than it has today. According to a recent tirrapporta from the Bank of Spain, the network had 48,081 ATMs at the end of the third quarter of 2021. This reduction has to do with attempts to lower costs in the banking sector amidst a push for digitalization in payments and banking processes.
L-ogħla numru ta’ ATMs fin-netwerk kien irreġistrat fl-2008 meta kien hemm 61,714 ATM reġistrati fil-pajjiż. Minn dakinhar, il-banek progressivament neħħew il-magni minn dan in-netwerk. Madankollu, l-użu tal-ATMs li fadal żdied, skont l-istess rapport. Proprju f’Q3-2021, l-Ispanjoli għamlu 171,300 tranżazzjoni ta’ rtirar bl-użu ta’ ATMs, żieda ta’ 1.04% meta mqabbel mal-istess perjodu fl-2020.
L-Imbotta għad-Diġitalizzazzjoni
The Spanish government has been reducing the amount of money that can be paid in cash per transaction. Last year, Spain’s antifraud law, which also regulated some issues regarding cryptocurrency assets, passed controls for cash payments depending on the type of transaction. The aforementioned law established that payments in cash could only be made up to the limit of €1,000. Sidestepping this law could result in sanctions of 25% of the payments made, which would be paid by each party to the transaction.
Madankollu, il-midja lokali tiddikjara li dawn l-iżviluppi jistgħu jaffettwaw b'mod sproporzjonat liċ-ċittadini Spanjoli fiż-żoni rurali, li huma dawk li jiddependu l-aktar mill-flus kontanti għall-bżonnijiet tagħhom ta' kuljum.
The recent push has driven more and more residents of the country to digital payments. For example, the national survey for cash payments, carried out July 2021, sabet that only 35% of the surveyed citizens used cash for payments. This constitutes a significant change compared to how payments were made in 2014, where 80% of citizens used cash as a payments tool.
While cash usage has gone down, Spain still uses more cash for payments than countries like Sweden, where inqas than 10% of the population uses physical paper and coins to pay.
X'taħseb dwar it-tnaqqis fl-ATMs u l-ispinta għall-ħlasijiet diġitali fi Spanja? Għidilna fit-taqsima tal-kummenti hawn taħt.
Sors oriġinali: Bitcoin. Bil