Hiper Yollarbitcoinization: Bize Finansal Özgürlük Getiren 'Geçiş Ajanlarını' Tanımlamak

By Bitcoin Dergi - 2 yıl önce - Okuma Süresi: 22 dakika

Hiper Yollarbitcoinization: Bize Finansal Özgürlük Getiren 'Geçiş Ajanlarını' Tanımlamak

These bottom-up “transition agents,” from private business to the freedom ladder, will be what drives us all to hyperbitcoinizasyon.

Bu makale ikinci bölümdür bir dizide where we outline the views and predictions made by the Bitcoin community concerning the prospect of hyperbitcoinization. In our analysis, we highlight "transition agents": main players, groups of players or institutions that could accelerate the transition to a Bitcoin world. For each topic, we base our arguments on the references collected, and if possible, present data that aims to assess the probability of this outcome.

İlk makale described top-down scenarios initiated by institutional agents or governments whose influence is expected to trickle down to a wider audience. We identified monetary inflation and the rollout of central bank digital currencies (CBDCs) as probable scenarios initiated by central banks, while bitcoin hoarding, a rise in cross-border payments in bitcoin, bitcoin as a legal tender and even the advent of a hash war were identified as scenarios likely to induce government acceptance of Bitcoin. In view of the recent pronouncement by El Salvador, it appears that political agendas in South America are in a state of flux, in particular in countries with national elections scheduled for 2021 and 2022.

Bu ikinci makale, işletmeler, topluluklar ve bireyler tarafından yürütülen aşağıdan yukarıya tipi girişimlerin anlaşılmasını amaçlamaktadır.

Aşağıdan Yukarıya Senaryolar

We identified several notable hyperbitcoinization scenarios that emanate from two large groups of actors. The first group represents private-sphere-led initiatives brought together by established firms and startups. The second group is composed of grassroots initiatives mostly impulsed by the Bitcoin community whose main purpose is to educate and help new users to be onboarded. The article begins with a discussion of the initiatives driven by these two groups before turning to an examination of emerging individual behaviors. In this article, we have followed the principle of metodolojik bireycilik, öznel bireysel eylemlere ve motivasyonlara dayanan büyük ölçekli sosyal fenomenleri açıklamaktan oluşan Avusturya ekonomi okulunda iyi bilinir.

Özel Alan

Figure one depicts scenarios initiated by private actors that could — intentionally or unintentionally — set off a chain of events driving to hyperbitcoinizasyon.

Birinci Şekil: Özel aktörler tarafından yönlendirilen olaylar zinciri.

İş Kabulü

Kuruluşundan bu yana, Bitcoin has demonstrated that it offers a wide variety of benefits to users. Its value proposition as a safe haven for individuals is without question one of its key enduring öykü. In August 2020, the world was surprised when MicroStrategy (MSTR), a NASDAQ-listed public technology company, announced that it was converting part of its cash reserves into bitcoin. Figure two depicts publicly-traded companies that reported owning bitcoin on their balance sheets or have converted a fraction of their cash reserves to bitcoin mesai.

Figure two: Mapping of U.S.-based public companies owning bitcoin (Q2 2021). Source: cryptotreasuries.org.

Bugüne kadar, bu eğilimi dört farklı alana ayırabiliriz:

Quadrant I is composed of early-adopter companies that have held bitcoin for several years. It includes Bitcoin mining companies (GLXY, MARA, RIOT) that, historically, have bet on the long-term appreciation of the asset. As they grow, these companies will naturally move into Quadrant II. Quadrant II is territory personified by MicroStrategy, which has suddenly converted a large part of its reserves denominated in USD into bitcoin and keeps on purchasing more bitcoin recurrently. The company value seems to be strongly correlated with its bitcoin holdings (60%). Quadrant III contains the innovators: companies like Tesla and Square (now Block) that have converted a relatively small fraction of their reserves into bitcoin and may increase their exposure in future. Quadrant IV is probably not reachable for most companies. It would imply large companies with valuation exceeding $100 billion getting more than 50% of their reserve in bitcoin. If it happens, the amount of capital allocated into bitcoin will approximate trillions of dollars.

Since the MicroStrategy announcement, many other companies have started to display an interest in Bitcoin, and we can expect to see more of these kinds of initiatives appearing over the coming months once decision-makers have weighed their choices.

If hyperbitcoinization comes to fruition, the revenues, costs, profits and valuations of all companies could be accounted for in bitcoin (Mimesis Capital and Burnett), and most valuable companies would be the ones holding the largest chunks of bitcoin on their balance sheet.

Özel Para

Meta (eski adıyla Facebook) 2019'da yeni bir dijital para birimi çıkaracağını duyurduğunda, Diem (başlangıçta “Terazi” olarak adlandırılır), bu hareket hükümetleri ve finansal kurumları hazırlıksız yakaladı. Diem'in istikrarlı değeri, herhangi bir Facebook kullanıcısının bir mesaj göndermek kadar kolay ve sezgisel olarak para göndermesine izin verecek olan fiat para birimlerinden (ABD doları, euro, Japon yeni, İngiliz sterlini ve Singapur doları) elde edilecekti.

Birçok yönden çekici bir fikir olmasına rağmen, bazı çevrelerde kullanıcı verilerini besleyen bir şirkete güvenme konusunda endişeler dile getirildi. Bazıları Diem'in paraların en kötüsünü bünyesinde barındıracağından korktu ve veri gizliliği uygulamaları. On the other hand, the launch of a private digital currency like diem may serve to familiarize large numbers of users with this emerging technology and thereby act as an on-ramp to broader Bitcoin adoption. As users get acquainted with digital currencies, they will develop an understanding of bitcoin as a scarce, censorship-resistant and decentralized digital money.

10x Faktörü

Bitcoin is often considered a daha iyi para şekli çünkü hem geçmiş hem de şimdiki para biçimlerine kıyasla taşınabilirlik, bölünebilirlik veya değiştirilebilirlik açısından önemli iyileştirmeleri bir araya getirmenin yanı sıra, sansüre ve sabit arza karşı direnç açısından radikal bir bozulma getiriyor. Yeterince keşfedilmemiş bir yön, ekonomideki işlem maliyetleridir.

Yüzyıllar boyunca insanlar işlem maliyetlerini en aza indirmek ve bireysel olarak üretemediklerini daha verimli bir şekilde üretmek için işbirliği yaptılar. bu firma teorisi Ronald Coase tarafından iç ve dış maliyetler arasındaki ilişkiyi açıklar. 

Şekil üç: İşlem maliyetlerinin büyüme dinamikleri üzerindeki etkisi. Kaynak: Vikipedi.

Bir firmanın dış işlem maliyetleri, iç işlem maliyetlerinden daha yüksek olduğunda, şirket büyüyecektir. Örneğin, dış işlem maliyetleri iç işlem maliyetlerinden daha düşükse, şirket örneğin dış kaynak kullanımı yoluyla küçülecektir.

Applying this theory to the banking sector, we can project that the Bitcoin protocol is likely to capture a significant portion of the banking industry value proposition, and it is not hard to imagine that it could probably capture it entirely once the Bitcoin stack becomes a more tangible reality (see figure three). Over time, we can expect the value created on top of the Bitcoin stack to first capture the value of the financial industry, and then surpass it.

If the transaction costs incurred by Bitcoin users are lower than transactions enabled by conventional payments rails, demand will shift to the cheaper channel. Following Brexit, Visa ve Mastercard takas ücretlerini neredeyse %1 oranında artırarak tüccarların kârını daha da artırdı. Bu aynı zamanda Kolombiya'da da meydana geldi. tüccar aşırı ücretlerden kaçınmak için banka ve kredi kartlarını kullanmayı bıraktı.

Başka yerlerde, takas ve kaydırma ücretlerini azaltmak isteyen tüccarlar, Lightning Network gibi diğer ödeme seçeneklerini de bir araç olarak değerlendirebilir. maliyetleri düşürmek. Ödeme hizmeti sağlayıcıları, küçülen müşteri tabanının kâr marjları üzerinde baskı oluşturması ve nihayetinde hizmetlerini daha az rekabetçi hale getirmesi tarafından başlatılan bir ölüm sarmalına girme riskiyle karşı karşıyadır. Bankacılık ve ödeme sektörlerinde artan uyum maliyetleri bağlamında, bu senaryonun olasılığı göz ardı edilemez.

Transaction costs represent just one of several key aspects in the battle between established companies and Bitcoin-native services. In terms of remittances, in a recent research article, Bitrefill found that kolaylık ve hız bazı müşteri segmentleri için maliyetten daha fazla olmasa da önemliydi. Nijerya'daki karmaşık havale gönderme sürecine bakarak, tüm sürecin, geleneksel nakit bazlı havaleleri göndermek için tipik olarak geçen birkaç günden itibaren 20 ila 30 dakikaya indirileceğini belirlediler. Günümüz finans dünyasında 30 dakika kulağa uzun ve sancılı bir deneyim gibi gelse de, nakit bazlı havalelere kıyasla on kat bir kazancı temsil ediyor.

Even if we could argue that Bitcoin doesn't exhibit yet the same number of transactions as large payment service providers, the payment infrastructure has grown at a rapid pace to the point of surpassing PayPal in terms of işlem hacmi 2021'de ve mevcut ödeme yollarına uygulanabilir bir alternatif sunmak (bkz. şekil dört).

Şekil dört: İşlem hacimleri. Kaynak: blockdata.tech.

This adoption is illustrated by the increasing number of Bitcoin transactions observed in Nigeria. According to Bernard Parah, CEO of Bitnob, the transaction volume observed in Nigeria is driven primarily by businesses and commerce. Domestic controls on capital imposed by the Nigerian government considerably limit the capacities of individuals and companies to trade internationally. Lacking access to U.S. dollars, a mechanical company wanting to buy spare parts from China, for example, would not be able to find a seller because no one would accept the naira as a form of payment. The use of Bitcoin — either directly or through a third party who can pay a prospective seller in yuan — creates a credible alternative means of payment that thereby opens access to the global marketplace for our Nigerian mechanical company.

Bu on katlı faktör örnekleri, işlem maliyetlerinin rolünü vurgulamaktadır, ancak bu, ekosistem girişimlerinin, özellikle saklama hizmetlerinden farklı olan kendi kendine saklama hizmetleri ile ilgili olarak, işlem güvenilirliğine ve genel kullanıcı deneyimine nasıl dikkat etmesi gerektiğini küçümsemek değildir. Düzenleme ve uyumluluk tarafından belirlenen işe alım süreçleri.

Daha Geniş Halkın Dikkati

Long seen as the ultimate safe haven in the crypto world, bitcoin is still finding its way as a medium of exchange.

Teoride iken, balinalar ve orijinal gangsterler (OGs) have had enough time to accumulate significant portions of bitcoin, the purchasing capacity of newcomers is limited by current price. The accumulation of satoshis is therefore the only option for those wishing to become familiar with this new asset class. Programmed regular purchases such as dollar-cost averaging (DCA) or loyalty programs offering cashbacks in satoshis are two options for earning bitcoin that are gaining in popularity.

The progressive integration of Bitcoin services into social networking and e-commerce platforms — or even games for which frequent microtransactions are familiar experience — could have the potential to onboard a large, digitally-savvy customer base in a short period of time.

Şekil beş: En iyi sosyal medya firmalarının, e-ticaret sitelerinin ve oyunların kullanıcı tabanı. Kaynak: Statista, Alibaba, EBay,en, Vikipedi, tahminler.

Big tech companies already offer services to several hundred million or even billions of people worldwide (figure five). If any of these companies were to start accepting bitcoin as a means of payment, this would immediately trigger interest in the technology from a population that had little to no prior exposure to cryptocurrencies. Twitter’s announcement that it had developed a Lightning Network devrilme işlevi İnsanların sorunsuz bir şekilde para göndermesine yardımcı olacak bu, büyük sosyal medya firmalarının ağlarının erişiminden ne kadar yararlanabileceğinin bir göstergesidir.

E-commerce companies could also play a major role in spreading Bitcoin kullanın. Tim Draper'ın işaret ettiği gibi, tüketiciler, en fazla ödemeyi temsil eden e-ticaret platformlarında kullanılabilen kuponlar ve hediye kartları satın alarak, yıllardır kripto para birimleriyle dolaylı olarak ürün satın alıyorlar (şekil altı).

Şekil altı: Sektöre göre BitPay ödeme sayısı. Kaynak: BitPay.com

A Rakuten vaka, büyük bir e-ticaret aktörünün kullanıcı tabanı aracılığıyla yeni bir ödeme teknolojisini ne kadar hızlı ölçeklendirebileceğine dair bir benzetme sunuyor. Müşterilerin kredi kartıyla ödeme yapmalarına izin vererek ve yavaş yavaş kendi platformları dışında yapılan ödemeleri yakalayarak Rakuten, zamanla Japonya'daki en büyük kredi kartı düzenleyicilerinden biri haline geldi.

finans dünyası

Son on yılda Bitcoiners have regularly hypothesized how events initiated within the financial industry might accelerate the visibility of Bitcoin, such as the introduction of exchange-traded funds (ETF’ler) Amerika Birleşik Devletleri'nde veya daha net düzenlemelerin oluşturulmasının nasıl çekici olabileceği trilyonlarca dolar from institutional investors. Even though more sophisticated financial products will likely assist in the wider adoption of Bitcoin and increase prices, actions taken by financial actors have not been particularly associated with the prospect of hyperbitcoinizasyon.

However, El Salvador President Nayib Bukele's duyuru bir Bitcoin bond, at the end of Bitcoin week in El Salvador, once again caught many observers by surprise. The Bitcoin bond — also called the Volcano bond — is a $1 billion tokenized bond that will be used to finance the construction of the first Bitcoin city and infrastructure in the Central American country. The Bitcoin bond offers birkaç kesinti geleneksel tahvil piyasalarıyla karşılaştırıldığında:

The Bitcoin bond has the power to circumvent several layers of intermediaries, thereby allowing El Salvador to reduce its capital costs and interest payments thanks to low, 6.5% coupons.Out of $1 billion, $500 million will go into infrastructure and $500 million will be invested in buying bitcoin.The first version of the bond will be available in the first quarter or 2022 on Bitfinex under the EBB1 ticker symbol, and if successful, we can expect other bonds to follow.

The long-term reverberations for El Salvador are promising. Not only does this initiative provide for the construction of the geothermal energy infrastructure needed to power an entire new city, but it could also create a surplus of green energy that could be exported to neighboring countries. Most importantly, the Bitcoin strategy designed by the El Salvadoran government could attract the kind of global investment and knowledge workers that would help establish long-term prosperity in the region. By showing the rest of the world its openness to business and capital influx, El Salvador could replicate the success of the 1960'larda Asya Kaplanları.

The Bitcoin Topluluk

Büyüme Bitcoin network is based in a strong community committed to the idea of a P2P electronic cash system. Orphaned since the disappearance of its creator Satoshi Nakamoto, the Bitcoin ecosystem continues to play a major role in spreading his ideas. By supporting technological developments and their diffusion, the Bitcoin community undergirds the process of technological familiarization within the public and private spheres addressed in this series of articles.

Bu rengarenk uluslararası meraklılar topluluğu, "siber eşekarısı” encompasses miners, node holders, investors, speculators, analysts, entrepreneurs, journalists, influencers, OSS contributors and developers who devote considerable time and energy to educate new users and contribute, defend and support Bitcoin.

The actors described in the following section are representative of this community of cyber hornets, and contribute to the global dissemination of Bitcoin teknolojiler.

Etkileyen

Influencers represent a group of thinkers, investors and entrepreneurs who have significant media coverage and habitually voice their opinions on Bitcoin. Bitcoin detractors regularly criticize the technology on both social and traditional media to itibarını sarsmak influencers. Others, like Michael Saylor and Jack Dorsey, who understood the impact Bitcoin will have on their companies, frequently praise its invention and are joined in their praise by global iş dünyasının liderleri. It may be difficult to quantify the long-term effects that influencers have on uptake of Bitcoin technologies, but debates around these new technologies help normalize them in the eyes and ears of the wider public.

Ancak kısa vadede, Elon Musk'ın tutarsız sosyal medya mesajlarının ardından gördüğümüz gibi, bu tür bir tanıtım kamuoyu algılarını da olumsuz etkileyebilir. Bir dizi ardından tweets teknoloji girişimcisinin, iş kanıtının enerji tüketim modellerini hedeflediği yerde, yaşanan varlığın fiyatı güçlü varyasyonlar (şekil beş).

Beşinci Şekil: BTC/USD fiyat gelişimi ve Elon Musk'ın tweetleri. Kaynak: Vox.com.

NGU Teknoloji Hayranları

“Number go up” or “NGU,” is by far one of the most influential explanatory factors in Bitcoin adoption. In this scenario, newcomers drive the price of bitcoin up, while the increasing asset price attracts a new wave of investors, HODLers ve meraklı. Şekil altı'da gösterildiği gibi, başlangıçtan itibaren sürekli fiyat artışları, "kaçırma korkusu" (FOMO), yani başkalarının deneyimlediği bir şeye dahil olamama korkusu üretir.

Şekil altı: Kripto cüzdan uygulaması indirme sayısı. Kaynak: statista.com.

“NGU teknolojisi” verimli, açık ve kendi kendini idame ettiren bir pazarlama mesajı olarak hareket eder. Şekil altıda, kripto cüzdan uygulaması indirme sayısının evrimi 2018 ve 2020 boğa piyasalarıyla örtüşüyor ve bu ilişkinin gelecekte değişeceğine inanmak için hiçbir neden yok.

Most hyperbitcoinization scenarios are based on the mass adoption of Bitcoin by several types of players — individuals, businesses, cities and eventually countries — in a sequential way, with this mass adoption ultimately driving up the price of bitcoin.

NGU teknolojisi anlatısı, "S2F"Ve"Uzatma Döngüleri ve Azalan Getiriler” veya enerji tüketimine bağlı olarak, “Bitcoin Enerji Değeri.'' Alternatively, actors such as Mimesis Capital propose an approach that consists of evaluating the asset price relative to the possible total market share that could be captured as shown in the M2 money and global wealth examples (figure seven).

Figure seven: Bitcoin parity. Source: www.pricedinbitcoin21.com/parity (Mimesis Başkenti)

Tüm bu modeller, gelecekte bir fiyat artışı önererek ve NGU teknolojisinin mesajını güçlendirerek kamuoyu algısı üzerinde bir etkiye sahip olabilir.

Anonim Eğitimciler

Since the early years of Bitcoin, individuals initiating friends and family into the cryptocurrency world have been a key part of Bitcoin culture. Word of mouth led people to discover this open, decentralized, borderless and censorship-resistant currency. Over time, personal accounts have continued to grow as more structured initiatives have appeared alongside to evangelize those with inquiring minds.

The Bitcoin Beach community in El Salvador is one of the more prominent examples of this process. Although the community remained under the radar for some time, it was instrumental in El Salvador’s decision to adopt bitcoin as legal tender, thereby positioning the country at the forefront of financial innovation.

Esinlenen Bitcoin Beach, other initiatives have tried to replicate its enthusiasm in other communities. In Senegal, Bitcoin Developers Academy is aiming to train university students in the development of Bitcoin and Lightning Network applications by adapting the content and values of other Bitcoiners.

The notion of adaptation is crucial. The Bitcoin narrative is shaped by individuals imbued with predominantly Western values and for whom notions of individual freedom, privacy and self-sovereignty resonate. In many societies, para, grup içindeki sosyal ilişkileri güçlendirmek için bir mekanizma olarak görülüyor. In order to onboard new segments of the populations of Africa or Latin America, it is vital that the Bitcoin narrative be adapted to resonate with locals. Narratives centered around Bitcoin as a tool of individual freedom or means of privacy protection have done little to inspire imaginations in Eastern Africa. Instead, newcomers have grafted an alternative set of values onto Bitcoin that connect with the sense of community belonging encapsulated by the concept of Ubuntu, genellikle “Ben varım çünkü biz varız” olarak tercüme edilir.

If new users embrace the technology, their expectations will differ from those held by earlier adopters, and in response, the Bitcoin narrative, functionality and services will necessarily evolve. By introducing multisig paylaşılan velayet onun içinde Bitcoin beach wallet, Galoy gives another example of a necessary adjustment of the narrative in Central America, olarak tanımlamak:

“...a multi signature solution where the keys for the funds in cold storage are held by established members of the local community. This model reduces reliance on centralized companies outside of the community while also reducing friction of onboarding members to the network.”

Adaptation of functions and educational content conveyed by Bitcoin in response to uptake in new cultural contexts will be a source of significant innovation and enrichment for the community as a whole.

Perspektifler

Bitcoin As A Feedback Loop

Hakkında öğrenmek Bitcoin is often a personal, intrinsically-motivated journey that encourages inquiry into a range of konular as varied as the monetary system, technology, economy and philosophy. In this sense, Bitcoin plays the role of a virtual tutor who cultivates a thirst for knowledge in its followers. Once convinced of the superiority of Bitcoin over alternative currencies, individuals develop behaviors that reflect the nature of this invention.

“You don’t change Bitcoin, fakat Bitcoin changes you.”

-Max Keizer

The limited supply of Bitcoin has encouraged hoarding behaviors from several types of actors. Prior to 2016, bitcoin traded below $1,000 and therefore acquiring multiple coins was considered an attainable goal for many people in the developed world.

Fast forward to 2021, when the price of bitcoin has appreciated considerably, such that it has become onerous for newcomers to acquire an entire bitcoin. The result is that newcomers are incentivized to buy smaller fractions of bitcoin. The accumulation of satoshis or “stacking sats” is the most concrete example of this practice that has pushed an entire generation of newcomers to acquire bitcoin in a programmatic and methodical way, as demonstrated by the success of companies proposing DCA services or cashback rewards.

One of the consequences of newcomers’ propensity to maximize the share of bitcoin in their asset portfolios — and hence, savings — is that if enough newcomers share this strategy, their cumulative efforts could propel the price of bitcoin significantly higher and eventually kick-off hyperbitcoinizasyon.

For each new daily expense, Bitcoiners are faced with a choice of whether or not to spend. By spending, they deprive themselves of the possibility of buying more Bitcoins, while if they refrain from spending the money saved can be converted into satoshis. This behavior clearly indicates a preference for future reward over immediate superficial spending. In this way, Bitcoin has transformed people from consumers into savers and can be seen as a reference of value anchored in the mind of consumers in a way that supports prudence.

Kaynak: @BitcoinIsSaving

By privileging the essential over the superficial, the durable over the fragile, and the fruitful over the futile, Bitcoin stands poised to help our society respond to the economic, environmental and social crises we are facing. For the first time, the introduction of a currency whose existence is linked directly to a conversion of energy will allow us to systematically integrate energy not only into our currency, but into our economic model.

This sends a strong signal given that Bitcoin is a social movement under expansion. By being the first to incorporate energy into the economic system, Bitcoin could act as a feedback loop that puts an end to the superficial consumerist models permitted and sustained by fiat monetary systems.

Refah için atış

Büyük ölçekli Bitcoin adoption may seem like a remote possibility for some, but it has nevertheless become a full-fledged financial tool for an eclectic crowd. The West tends to view the countries from the küresel Güney as lagging in terms of the latest technological innovations, but following a series of interviews, the authors of this article have come to believe that where Bitcoin is concerned, the level of technological sophistication surpasses that found in many developed countries.

 In the table above, case one depicts how Bitcoin adoption by low-income families resolves challenges that may be difficult for Western readers to understand. Yusuf Nessary, co-founder of the İle inşa Bitcoin vakıf, bu tür ailelerin - zaman zaman büyük şehir merkezlerinden izole edilmiş - aile üyeleri tarafından gönderilen nakit bazlı havaleleri almak için uzun mesafeler kat etmesi gerektiğini hatırlatıyor. En yakın kasabaya seyahat etmek sadece önemli bir masraf değil, aynı zamanda günlük yaşayan aileler için bir günlük ücretten vazgeçmek anlamına da geliyor. Doğrudan bir cep telefonuna dijital ödemenin getirilmesi, en yakın bankaya veya ATM'ye seyahat etme maliyetlerini ortadan kaldırarak kullanıcıların hayatlarını önemli ölçüde iyileştirebilir.

Cases two and three depict scenarios where individuals and businesses have embraced Bitcoin as a payment method in order to sell their products or services more smoothly and connect to the global economy (#paymeinbitcoin). In an interview with these authors, Bitcoin developer Fodé Diop anticipated that if the digital workforce in Senegal starts selling their services to foreign companies, capital injected into the country will reap benefits not only at the individual level, but also country-wide.

This analysis was shared by Nigerian Bitnob CEO Bernard Parah, who considers that bringing a viable payment solution in Nigeria would solve 50% of the problem and could ultimately help flatten the world, as he said in his own interview with these authors. Diop likewise öngörüyor Bitcoin could disrupt or even put an end to the brain drain that has impacted emerging economies.

Şekil sekiz: Afrika ve Avrupa'nın yaş piramidi. Kaynak: https://population.un.org.

Avrupa'nın yaşlanan toplumunun aksine, Afrika ülkelerinin nüfusu büyük ölçüde 25 yaşın altındaki gençlerden oluşuyor ve dinamik demografik büyüme gösteriyor (şekil sekiz). Bu gençler yüksek işsizlik oranlarıyla ve kötü gelecek beklentileriyle karşı karşıya kalmaya devam ederse, sosyal ve ekonomik durum özellikle gençlerin oranının en yüksek olduğu ülkelerde patlayıcı hale gelebilir.

Yukarıda özetlenen vakalar, güveni en aza indirilmiş paranın hem ulusal hem de uluslararası ticarette bir kolaylaştırıcı olma ve yardım etme potansiyelinin altını çiziyor. insan toplumu ölçeği evrensel olarak birlikte çalışabilir olduğundan, değeri düşürülemez veya el konulamaz ve eski, güvene dayalı bankacılık sisteminin kısıtlamalarını atlayabilir.

Özgürlük Merdiveni

Bitcoin can be seen as a polymorphic tool that adapts to the needs of each new user. Bitcoin as a privacy tool or means of self-sovereignty has been its predominant narrative, however self-sovereign identity (SSI) is a concept of the global “rich” that stands outside the reach of the 800 million people who do not have elektriğe erişim, telefonlar veya internet bağlantısı (şekil dokuz).

“Batı dünyasında işe yarayan Afrika'da kalmayacak! Anlatıları yeniden icat etmemiz veya farklı anlatılar göstermemiz gerekiyor.” 

–Fode Diop

It should also be noted that the introduction of Bitcoin alone is not enough to lift the global population out of extreme poverty. Donations and development programs need to be coordinated with local agents of change, like those being carried out by the Built With Bitcoin Vakfı.

“kavramından yola çıkarakegemenlik merdiveni” ve daha sonra detaylandırılan anita posch, below we depict the relationship between the potential threats and living conditions faced by individuals, groups of people and society, with the freedom that stands to be ushered in by Bitcoin. We generalized this concept beyond individual sovereignty because, as mentioned above, this concept still remains abstract to a large part of the population.

This “freedom ladder” illustrates how Bitcoin is poised to bring about a range of solutions that will make it possible to overcome numerous threats on an incremental basis. Although the level of threat faced by an individual living under the oppression of an authoritarian regime or for a group of migrants fleeing an economy ruined by inflation differs, Bitcoin provides solutions for a variety of situations.

The bottom of the ladder includes infrastructural requirements, as these basic needs should be addressed prior to considering access to Bitcoin.

Şekil dokuz: Özgürlük merdiveni 

Bazılarını zorlayabilecek aşırı durumlar vardır. popülasyonları kendilerini ani ve şiddetli tehditlerden korumak için doğrudan özgürlük merdiveninin en yüksek basamaklarına atlamak. Bununla birlikte, bir kullanıcının veya bir grup insanın kendi kendini saklamanın veya anonim işlemin ne içerdiğini anlaması için, daha iyi dayanabilen hazır bir bağışıklık sistemi gibi, bazen aşamalı olarak daha uzun bir süre boyunca dış tehditlere maruz kalması gerekir. dış saldırılara maruz kalmak.

Sonuç

Bitcoin is a unique invention in many ways. Unlike the other great inventions of the modern era such as electricity, the computer or the internet, whose early adoption was initiated by either private companies or public institutions, Bitcoin has always targeted individuals: the marginalized and misfits of the system.

Bitcoin adoption is quiet and goes almost unnoticed by the mainstream agents of influence. Designed to scale by minimizing trust and eliminating dependency on third parties, it is difficult to obtain reliable aggregate data on the extent of Bitcoin adoption by a given country or a segment of the population. The permanent evolution of the protocol — of which Kazık kök en son örnektir — bu gizlilik ve ölçeklenebilirlik hedefini güçlendirir ve nicel analiz için zorlu girişimlerde bulunmaya devam edecektir.

Many questions remain unanswered about hyperbitcoinization and its micro- and macroeconomic consequences. This article attempted to identify emerging scenarios that may lead to hyperbitcoinization. However, it remains difficult to predict how these different scenarios will relate to one another, and at what speed they or any other possible scenarios may occur.

Many challenges remain to be solved before we see a broader adoption and, as Ray Youssef, CEO of Paxful, stated in an interview with these authors, it is crucial to relentlessly educate users, improve their experience and above all adapt the narrative to make Bitcoin daha kapsayıcı.

This article sought to identify and categorize initiatives that could lead to hyperbitcoinization, thereby transmuting expectations into reality. Although the mere prospect of hyperbitcoinization has raised immense hopes for many people, at this time we are still far from realizing the transformative power of Bitcoin Hayatımızda.

"Bir teknolojinin kısa vadede etkisini abartma ve uzun vadede etkisini hafife alma eğilimindeyiz." 

-Amara kanunu

In view of the dynamism of communities developing islands of resilience across the world, it is not hard to imagine how the voluntary actors of hyperbitcoinization will likely arise from grassroots initiatives, while governments and central banks — through their binding interventions — will unwittingly become its involuntary actors. This hypothesis resonates with the original vision of Bitcoin that it still carries to this day: a P2P electronic cash system.

minnettarlığımızı ifade etmek isteriz. anita posch, “Anita Posch Show” podcast'inin sunucusu; Yusuf Nesari, co-founder and director of the Built With Bitcoin Temel; Ray Youssef, Paxful'un CEO'su; Fode Diop, kurucusu Bitcoin Developers Academy; bernard parah, Bitnob'un CEO'su; Gael Sanchez Smith, yazar "Bitcoin Lo Cambia Todo”; and galoyRöportajlarımız sırasında çok değerli bilgileri bizimle paylaşan ekibi; ve genel okunabilirliği gözden geçirdiği için Jennifer McCain'e.

Referanslar

Antonopoulos, Andreas M., and Stephanie Murphy. 2020. “Bitcoin Q&A: Climbing the Sovereignty Staircase [2020].” YouTube. https://www.youtube.com/watch?v=pOVm8YK3A_0.Diop, Fodé. 2021. Author interview.Dixon, Simon, Max Keiser, and Samson Mow. 2021. “Bitcoin Volcano Bond.” https://www.youtube.com/watch?v=uCRgE4GY1g0&t=7s&ab_channel=SimonDixon.Gigi. 2019. 21 Lessons: What I've Learned from Falling Down the Bitcoin Rabbit Hole. Vol. p117. N.p.: Amazon Digital Services LLC - KDP Print US.Hayek, F A. 2005. In The: Legacy of Friedrich Von Hayek, 127-129. Vol. 2. N.p.: Liberty Fund.McCook, Hass, and Stephan Livera. 2021. “SLP288 Hass McCook – Why You Must Set Up A Bitcoin DCA Plan.” Stephan Livera. https://stephanlivera.com/episode/288/.Mimesis Capital and Joe Burnett. 2021. “Valuing Companies Post-Hyperbitcoinization.” https://www.mimesiscapital.com/. https://www.mimesiscapital.com/research/valuing-companies-post-hyperbitcoinization.Minting coins. 2017. “#88 Hyperbitcoinization + SEC Meeting, Overstock, Google, & Byzantium Metropolis.” YouTube. https://www.youtube.com/watch?v=PgjmSGjjRvo.Nessary, and Youssef. 2021. Authors´ interview.Parah, Bernard. 2021. Author interview.Posch, Anita. 2020. “Part 4: If Bitcoin Works in Zimbabwe, It Works Everywhere - Bitcoin in Africa: The Ubuntu Way - The Anita Posch Show.” Bitcoin & Co. Podcast. https://bitcoinundco.com/en/africa4/.Posch, Anita, and Joshua Scigala. 2021. “#133 Joshua Scigala: Bitcoin and Decentralized Stablecoins.” YouTube. https://www.youtube.com/watch?v=byhZkdQdbME.Pysh, Preston, Adam Back, and Samson Mow. 2021. “A Sovereign Bitcoin Bond in El Salvador w/ Adam Back & Samson Mow.” https://www.youtube.com/watch?v=zvJ1kdtTzXw.Skogqvist, Jackline Mwende. 2019. “THE EFFECT OF MOBILE MONEY ON SAVINGS BEHAVIORS OF THE FINANCIALLY EXCLUDED.” Södertörn University | Institution of social sciences, (05).Suberg, William. 2021. “Netflix 'might' be next Fortune 100 firm to buy Bitcoin — Tim Draper.” Cointelegraph. https://cointelegraph.com/news/netflix-might-be-next-fortune-100-firm-to-buy-bitcoin-tim-draper.

Bu, Fulgur Ventures'ın konuk yazısıdır. İfade edilen görüşler tamamen kendilerine aittir ve BTC, Inc. veya Bitcoin Wos Magazine.

Orjinal kaynak: Bitcoin Wos Magazine