By Bitcoin Jurnal - 3 oy oldin - O'qish vaqti: 3 daqiqa
Moliyaviy jinoyatning o'yin nazariyasi: siyosatdan olib tashlash Bitcoin
Significant shifts are underway in the ecosystem of illicit actors using cryptocurrency. According to a 2023 xabar by TRM Labs, Bitcoin is no longer the asset of choice for criminals.
Hisobotda aytilishicha, "The multi-chain era has had a sweeping impact on the distribution of illicit crypto volume as a whole, where Bitcoin’s share plummeted from 97% in 2016 to 19% in 2022. In 2016, two thirds of crypto hack volume was on Bitcoin; in 2022, it accounted for just under 3%, with Ethereum (68%) and Binance Smart Chain (19%) dominating the field. And while Bitcoin was the exclusive currency for terrorist financing in 2016, by 2022 it was all but replaced by assets on the TRON blockchain, 92% bilan. "
Shiftning oqibatlari
Clearly, this turns the adage of Bitcoin being synonymous with criminal activity, on its head.
Yaratilganidan beri, Bitcoin has functioned as a Schelling Point due to its network effect, market dominance and liquidity, making it a natural choice in cryptofinance.
(O'yin nazariyasi tili bilan aytganda, Shelling nuqtasi bir nechta tomonlar to'g'ridan-to'g'ri muloqot qilmasdan qaror qabul qilishlari kerak bo'lgan vaziyatlarda tabiiy echimdir. Bu fikrlar intuitiv ravishda aniq bo'lib, ko'pincha umumiy taxminlarga yoki umumiy bilimlarga tayanadi.)
Biroq, endi muvozanatning uzilishlari davom etayotganga o'xshaydi, chunki yomon ishtirokchilar boshqa yaqinlashuv nuqtasini tanlaydilar.
Siyosatdan xulosalar
Ushbu harakat siyosat nuqtai nazaridan ba'zi muhim o'rganishlarni taklif qiladi.
Bu siyosatchilarning hozirda noqonuniy ishtirokchilar tomonidan qo'llab-quvvatlanayotgan muayyan aktivlar va blokcheynlarni yaqindan o'rganishlari va tegishli choralar ko'rishlari zarurligini ta'kidlaydi. Eng muhimi, bu jinoiy foydalanish bo'yicha siyosat rivoyatlarini shakllantirishda raqamli aktivlarga nisbatan joriy, umumiy nuqtai nazarni yanada nozikroq bilan almashtirish uchun qulay vaqtni taqdim etadi.
Case in point, in the ongoing discussion on use of cryptoassets in terror financing, it often gets missed that Hamas has in fact qabul qilishni to'xtatdi Bitcoin donations, to protect its sponsors from being unveiled.
But most importantly, this shift of illicit finance away from Bitcoin, is the first ever documented case of major crime displacement in the world of cryptoassets. It sheds light on the fluid nature of Financial Crime as it adapts to the path of least resistance.
O'yin nazariyasidan istiqbollar
Consequently, a game-theoretic lens (with the players being - product devs, regulators, good and bad actors) enables a holistic and nuanced view of the space. We can see that in such a setting, interplay of independent actions and perspectives, generates myriad scenarios as the system is too intertwined for any set of players to control outcomes only by themselves.
Noqonuniy moliya haqidagi o'yin nazariyasi keyingi qadamlarni bashorat qilish va shunga mos ravishda tayyorgarlik ko'rish uchun jinoiy ongga kirish zarurligini ochib beradi. Noqonuniy mablag'lar oqimiga qarshi kurash bo'yicha siyosatni ishlab chiqish odatda retroaktiv bo'lib, yomon ishtirokchilar birinchi harakatlarni amalga oshiradilar, keyinchalik ular tegishli hunarmandchilik qoidalari uchun paydo bo'ladigan xavf sifatida o'rganiladi. Biroq, raqamli aktivlar maydoni eksponentsial sur'atda rivojlanib borayotganligi sababli, bizda bu zerikarli yondashuvga amal qilish hashamatiga ega emasmiz (bu an'anaviy moliya qoidalarini ishlab chiqishda odatiy holdir).
The ongoing wave of crime displacement away from Bitcoin, highlights the necessity to arm policymakers with predictive systems that forecast future patterns of illicit fund flows. Such an approach will vastly minimize response time to new threats.
Jinoyatga qarshi kurash tashabbuslari
dan darslar Bitcoin’s changing usage, can also help counter-crime professionals grasp distinct features of organized crime syndicates. Case in point, crime rings still reliant on Bitcoin would signify a lack of agility in leadership. Additionally, position on an ‘agility spectrum’ can help infer further actionable insights about any syndicate, such its level of resourcefulness and technical expertise. This can also aid law enforcement in sizing the unique effort required in combating each crime ring. Case in point, crime syndicates which pioneered the shift away from Bitcoin, and are (consequently) ahead of the curve, would be operating at a relatively higher level of ingenuity, while continuously adapting to slip through the cracks.
Yakuniy fikrlar
The switch of financial crime away from Bitcoin, sheds light on the need of a more nuanced approach to curating apt and dynamic regulatory and policy frameworks for digital assets and blockchains. It also highlights the dangers of applying broad strokes to the entire spectrum of cryptofinance, when it comes to policy debates on criminal usage.
Bu Debanjan Chatterjining mehmon posti. Bildirilgan fikrlar butunlay o'ziga tegishli va BTC Inc yoki Bitcoin Jurnal.
Asl manba: Bitcoin jurnal