By Bitcoin.com - 2 yil oldin - O'qish vaqti: 2 daqiqa
Ispaniya bankomat raqamlarini 2002-yil darajasiga tushirdi, chunki mamlakat raqamli to'lovlarga o'tadi
Ispaniyada bankomatlar soni mamlakatda 2002-yilda kuzatilgan darajaga tobora qisqarib bordi. Mahalliy ommaviy axborot vositalarining xabarlari shuni ko'rsatadiki, bu chora-tadbirlar xarajatlarni kamaytirish va sektorda to'lov va operatsiyalarni raqamlashtirishni kuchaytirish uchun qilingan. Bankomatlarning eng ko'p soni 2008 yilda ro'yxatga olingan bo'lib, tarmoqda 61,714 XNUMX ta faol mashina mavjud edi.
Ispaniyadagi banklar bankomatlarni kamaytiradi
The number of ATMs in Spain has dropped to its lowest level since 2002, when the network had 1,795 more ATMs than it has today. According to a recent xabar from the Bank of Spain, the network had 48,081 ATMs at the end of the third quarter of 2021. This reduction has to do with attempts to lower costs in the banking sector amidst a push for digitalization in payments and banking processes.
Tarmoqdagi eng ko‘p bankomatlar soni 2008 yilda ro‘yxatga olingan bo‘lib, mamlakatda 61,714 3 ta bankomat ro‘yxatga olingan. O'shandan beri banklar asta-sekin mashinalarni ushbu tarmoqdan olib tashladilar. Biroq, xuddi shu hisobotga ko'ra, qolgan bankomatlardan foydalanish darajasi oshgan. 2021-yilning uchinchi choragida ispanlar bankomatlar yordamida 171,300 1.04 ta pul yechib olish tranzaksiyalarini amalga oshirdilar, bu 2020 yilning shu davriga nisbatan XNUMX% ga oshgan.
Raqamlashtirishga intilish
The Spanish government has been reducing the amount of money that can be paid in cash per transaction. Last year, Spain’s antifraud law, which also regulated some issues regarding cryptocurrency assets, passed controls for cash payments depending on the type of transaction. The aforementioned law established that payments in cash could only be made up to the limit of €1,000. Sidestepping this law could result in sanctions of 25% of the payments made, which would be paid by each party to the transaction.
Biroq, mahalliy ommaviy axborot vositalarining ta'kidlashicha, bu o'zgarishlar qishloq joylaridagi ispan fuqarolariga nomutanosib ravishda ta'sir qilishi mumkin, ular kundalik ehtiyojlari uchun naqd pulga bog'liqdirlar.
The recent push has driven more and more residents of the country to digital payments. For example, the national survey for cash payments, carried out July 2021, topildi that only 35% of the surveyed citizens used cash for payments. This constitutes a significant change compared to how payments were made in 2014, where 80% of citizens used cash as a payments tool.
While cash usage has gone down, Spain still uses more cash for payments than countries like Sweden, where Kamroq than 10% of the population uses physical paper and coins to pay.
Ispaniyada bankomatlarning qisqarishi va raqamli to'lovlarga bo'lgan intilish haqida qanday fikrdasiz? Quyidagi sharhlar bo'limida bizga xabar bering.
Asl manba: Bitcoin.com