By Bitcoin.com - Kunyaka oyi-1 odlulileyo - Ixesha lokufunda: imizuzu emi-3
IKomiti ye-Senate yeBhanki ibambe udliwanondlebe malunga nokuwa kweBhanki yakutsha nje, ihlaba ikhwelo lokuba kumiswe imithetho engqongqo.
NgoLwesibini, iKomiti ye-Senate yase-US yeBhanki, iZindlu, kunye neMicimbi yaseDolophini, eyaziwa ngokuba yiKomiti yeBhanki ye-Senate, ibambe indlebe yokuxoxa ngokuwa kwebhanki yakutshanje e-United States kunye nempendulo yokulawula. Kulo lonke ubungqina, ii-asethi zedijithali kunye namashishini e-crypto akhankanywe. Usihlalo weKomiti yeBhanki yeSenate uSherrod Brown uthe ngoLwesibini ukuba iBhanki yeSiginitsha "izifumanele embindini wolwaphulo-mthetho lukaSam Bankman-Fried kwi-crypto exchange FTX."
Abalawuli Babalaselisa ukuVezwa kweBhanki kuShishino lwe-Asethi ye-Crypto kwiKomiti yeBhanki ye-Senate Ukuva malunga nokusilela kweBhanki
Emva kokuwa kweBhanki yaseSilvergate, iSilicon Valley Bank, kunye neBhanki yeSiginitsha, iKomiti yeeBhanki zeSenethi yabamba intlanganiso. ukuva ukuxoxa ngemeko kunye neziphumo zayo. Amangqina aphulaphuleyo aquka uMartin Gruenberg, usihlalo weFederal Deposit Insurance Corporation (FDIC); UMichael Barr, usekela-sihlalo wokongamela kunye neBhodi yeeRhuluneli zeFederal Reserve; kunye noNellie Liang, unobhala ongaphantsi kweSebe lezeMali kwiSebe lezeMali, ukongeza kusihlalo wekomiti uSherrod Brown kunye nelungu lesikhundla uTim Scott.
Ukumanyelwa kweSenethi ngokusilela kweebhanki zakutsha nje okwenzekayo ngoku. Onke amangqina ama-3 ngabantu endibabize ngokuba ngabayili be-OCP2.0https://t.co/xRQ8LONpGA
-I-nic carter (@nic__carter) Matshi 28, 2023
“Okwangoku, akukho namnye kubaphathi abaqhube ezi bhanki emhlabeni othintelweyo ukuba athathe eminye imisebenzi yebhanki, akukho namnye ubuyiselweyo kwimbuyekezo yakhe, akukho namnye okhe wahlawula izohlwayo,” ucacise watsho uBrown. “Abanye abaphathi barhoxe eHawaii. Abanye sele beye kusebenzela ezinye iibhanki. Abanye babhadula nje ukuya kutshona ilanga.” Usihlalo weKomiti yeBhanki ye-Senate uveze ukuba ulungiselela umthetho oza kuphucula amandla abalawuli ukunyanzelisa iintlawulo kunye nezohlwayo, ukubuyisela iibhonasi, kunye nokuthintela abaphathi abajongene nokusilela kwebhanki ukuba baphinde basebenze kwenye ibhanki kwakhona.
wow .. UBarr uxelela i-Senate Banking ukuba i-SVB ixelele abalawuli i-$ 100b yayiza kubhabha ngaphandle komnyango ngoLwesihlanu ... emva kokuba i-$ 42b yabaleka ngoLwesine, ekhokelela ekuvalweni kwebhanki. Ukuba awucingi ukuba sikwilizwe elitsha lokubaleka kwe-hyper-speed bank, awuhoyanga.
— USteve Liesman (@steveliesman) Matshi 28, 2023
Usihlalo we-FDIC, uGruenberg, uxoxe ngokuvezwa kwamashishini e-cryptocurrency ngokunxulumene nokusilela kwebhanki. UGruenberg uthethe ngendlela iBhanki yaseSilvergate ethe ibambe "i-11.9 yeebhiliyoni zeedola kwiidiphozithi ezinxulumene ne-asethi yedijithali" kwaye "ingaphantsi kwe-10 yepesenti yeediphozithi zizonke" ezivezwe kwi-FTX. Usihlalo uphinde wakhankanya abathengi be-crypto asset yeBhanki yeSiginitsha, kunye neenkqubo zokuhlaliswa kwemali yedijithali ye-Silvergate kunye neSiginitsha. UGruenberg uphawule ukuba ezi bhanki zibambe ooNondyebo bexesha elide kwaye bezingekakulungeli ukonyuka kwenzala elandela ubhubhani we-Covid-19.
"Intambo eqhelekileyo phakathi kokuwa kweBhanki ye-Silvergate kunye nokungaphumeleli kwe-SVB kukuqokelelwa kwelahleko kwiipotfoliyo zeebhanki," kusho uGruenberg.
Usihlalo we-FDIC uthe iimeko ezibandakanya zombini iBhanki yoMtyikityo kunye ne-Silicon Valley Bank "zifuna ukuvavanywa ngakumbi ngabalawuli kunye nabaqulunqi bomgaqo-nkqubo." UMichael Barr we-Federal Reserve wongezelela ukuba ukuwa kwe-SVB kubangelwa ukungakwazi kokulawula kwayo ukujamelana nohlengahlengiso lwenzala kunye nebhanki. "I-SVB ayiphumelelanga ngenxa yokuba abaphathi bebhanki abazange balawule ngokufanelekileyo izinga lenzala kunye nomngcipheko wokuhlawula imali, kwaye ibhanki emva koko yafumana ubunzima obungalindelekanga kunye nokuqhutywa ngabagcini bayo abangakhuselwanga kwisithuba esingaphantsi kweeyure ezingama-24," ugxininise uBarr.
UBarr ugxininise ukubaluleka kokuphuhlisa ukuqonda okukhoyo ngoku kweebhanki "ngokubhekiselele kubugcisa obuvelayo kunye nemingcipheko evelayo." Uye wathi iFederal Reserve "ihlalutya" izehlo zamva nje kunye nezinto eziguquguqukayo ezinje "ngokuziphatha kwabathengi, imithombo yeendaba zentlalo, imodeli egxininisiweyo kunye nenoveli yeshishini, ukukhula okukhawulezayo, ukuqhutywa kwediphozithi, umngcipheko wenzala kunye nezinye izinto." Ummeli webhanki yase-US wongezelela ukuba, kunye nazo zonke ezi ziguquguqukayo ezintsha kunye nezivelayo, abalawuli kufuneka baphinde baqwalasele indlela abalawula ngayo kwaye balawule amaziko emali e-United States. “Kwaye ngendlela esicinga ngayo ngozinzo lwemali,” uqukumbele watsho uBarr.
Ucinga ntoni malunga neKomiti yeeBhanki zeSenethi ekuphulaphuleni iintsilelo zebhanki? Yabelana ngeengcinga zakho malunga nalo mbandela kwicandelo lamagqabaza apha ngezantsi.
Umthombo wo kuqala: Bitcoin.com