By Bitcoin 杂志 - 1 年前 - 阅读时间：4 分钟
Bitcoin 可以消除不平等
While the current system is contributing to increasing inequality, Bitcoin serves to benefit everyone equally and promote fair competition.
This is an opinion editorial by Andrew Hetherington, a contributor to Bitcoin 杂志。
自 1971 年尼克松冲击以来， 财富的不平等 已飙升至一个多世纪以来的最高水平。 美元不再可以兑换成黄金，而只能以信仰为后盾。 没有支持货币的限制，当权者有机会创造他们想要的法定货币，几乎没有任何后果。 由于滥用而注定失去信心，法定货币从一开始就注定要失败。
Bitcoin seeks to remedy the inequalities of fiat currency. Bitcoin is decentralized, fungible, permissionless and finite; it does not allow for central authorities to benefit from the theft of its holders’ asset value through inflation. Furthermore, it does not restrict access from those who need it most, providing financial services to those incapable of accessing traditional banking
双城记
近几十年来，美国的不平等现象已上升到无法预料的高度，只有高收入阶层的收入和净资产在增长。
根据 皮尤研究中心的数据，高收入者的净资产和收入已经飙升至高于普通工人的水平。 从 1981 年到 2018 年，收入最高的 5% 的人超过了其他所有收入阶层。 此外，从 1983 年到 2013 年，家庭净资产中值仅在高收入阶层中增加。
随着精英继续看到他们的收入和净资产飙升，由于日益受到操纵的经济，普通工人正在努力养家糊口。 在滥用货币政策的推动下， 工资没有增加 自 1971 年以来的购买力。
First discovered by Richard Cantillon during the 18th century, the uneven expansion of currency disproportionately benefits those closest to the source. This creates theft of buying power from those in lower income brackets, straight into the hands of the elite. Only by using their currency are they able to do this. With the superior monetary qualities of bitcoin, it will eventually replace fiat as the standard medium of exchange. As Bitcoin adoption increases, and slowly renders fiat currency less important, the printing of new fiat currency by nation-states will hamper their ability to manipulate the buying power of the working class.
Thanks to the decentralization of Bitcoin, for the first time in human history, currency expansion will no longer disproportionately benefit any government or central authority. Currency expansion will now become a business, benefiting participating corporations and individuals who are capable of securing the network in a profitable way. Most importantly, unlike fiat currency’s excess printing, bitcoin currency expansion from block rewards will benefit not only those closest to the creation of the digital currency, such as miners and exchanges, but also the holders of bitcoin itself through increasing scarcity and network security. This lack of manipulation by a central authority allows Bitcoin to reduce inequality.
不是典型的银行挤兑
根据普惠金融中心的数据，大约 1.7 亿人没有银行账户. 越来越多的研究提供了移动货币服务改善发展中国家金融状况的证据。 根据这个 根据一项研究， 由 Tavneet Suri 和 William Jack 撰写的估计表明，随着名为 M-Pesa 的移动货币服务的扩展，大约 194,000 个肯尼亚家庭摆脱了贫困。 该研究指出，增加财务弹性、储蓄和职业选择——尤其是对女性而言——是移动货币服务提供的最大改进。
Bitcoin provides all of the opportunities of mobile money services like M-Pesa with far lower fees and greater accessibility. Those using it as a means of storing wealth can do so with no account fees and minimal transaction fees. In February 2022, Kenyans living abroad sent home 超过300万美元. 根据世界银行的数据，汇款到肯尼亚的平均费用为 9.54% as of 2020. If Kenyans abroad were to use Bitcoin as opposed to traditional remittance services, millions of U.S. dollars would be saved per month.
Alongside financial benefits, Bitcoin is easily accessible as it requires as little as a smartphone to get started. As reported by the World Bank, approximately 十亿亿人 globally have no legal identification. Without government-recognized identification, these people are incapable of accessing the traditional finance system. Even without identification, these people are still capable of accessing the Bitcoin 网络。 Bitcoin provides modern financial services to those who need it most, without restrictions.
With all of the aforementioned benefits of Bitcoin over traditional finance, adoption has been soaring in Africa with cryptocurrency use growing over 1,200% last year 根据链分析. 肯尼亚创始人 Health Land Spa，托尼·姆旺格拉, has been accepting bitcoin as payment since 2018. As companies are common victims of payment fraud, Mwongela cites the safety and security of Bitcoin as his primary reasons for deciding to accept it as payment.
Continuing to bank the unbanked, Bitcoin adoption is providing opportunity to those left behind by the traditional banking industry. With greater security, accessibility and reliability, Bitcoin is leading us to a more equitable world.
This is a guest post by Andrew Hetherington. Opinions expressed are entirely their own and do not necessarily reflect those of BTC Inc. or Bitcoin 杂志。
原始来源： Bitcoin 杂志