By Bitcoinist - 1 年前 - 阅读时间：2 分钟
Coinbase And Goldman Sachs Join Forces On First Bitcoin-Backed Loan
Coinbase, one of the biggest crypto exchange platforms, has used Bitcoin as collateral for a cash loan with Goldman Sachs; terms as to the number of loans or interest rates are undisclosed as of this writing.
The loan was initiated by Goldman Sachs as the bank’s first-ever loan that is backed by crypto, specifically Bitcoin.
推荐阅读 | 上海居民转向 NFT 记录“不可擦除”的 COVID 纪念品
加密货币作为抵押品
您现在可以以加密货币作为抵押品申请贷款。是的，这是可能的。
The loan given to Coinbase was reportedly the bank’s first bitcoin-backed loan. The amount and collateral are still unknown as of press time.
Coinbase 和高盛之间的合作为银行或法定货币和加密货币在经济中共存和繁荣的潜力打开了大门。
虽然有 Bitcoin-backed loans facilitated in other platforms like that of Genesis Trading Fund with Signature Bank and Silvergate, this is a breakthrough partnership because Goldman Sachs isn’t a crypto or blockchain company and is in fact a large traditional financial institution.
推荐阅读 | 新加坡餐厅在立法阻力下接受加密支付
Genesis (crypto lending and trading) Managing Director, Matthew Ballensweig, shares that the standard terms with Bitcoin loans would be a loan-to-value ratio of 40% to 60%. Goldman Sachs is relatively new to the bitcoin space; specifically in loans hedged or collateralized with BTC.
日线图上加密总市值为 1.71 万亿美元资源： TradingView.com然而，该公司早在 3 月份就已经经历了 BTC 流程，通过不可交割的 BTC 期权或双边协议向借款人支付现金。该交易是由 Galaxy Digital Holdings 发起的，Galaxy Digital Holdings 是高盛前合伙人建立的著名加密货币金融服务公司之一。
Coinbase-高盛联盟
谁会想到有一天你可以申请并获得加密货币支持的贷款？
有趣的是，高盛可能已经观察到全球不同行业对加密货币支持贷款的需求不断增长，并希望在进入下一波大浪潮之前先试水一下。他们也确实这么做了。
更重要的是，高盛在 4 月份批准 Coinbase 推出首笔 BTC 支持的贷款后，引起了轰动。
现在，两家公司合作推出了首笔由比特币支持的贷款，这将改变现在和未来银行贷款的办理方式。
In fact, Goldman Sachs offering Bitcoin-backed loans is a strategy to speed up and boost the global adoption of cryptocurrencies.
精选图片来自 Bullfrag，图表来自 TradingView.com原始来源： Bitcoin是