By Bitcoin.com - 2 年前 - 阅读时间: 2 分钟
富达的 Bitcoin 劳工部官员表示，401(k) 规定给美国人的退休保障带来风险
The U.S. Labor Department has “grave concerns” about Fidelity Investments allowing investors to put bitcoin into their 401(k) accounts for retirement savings. An official of the Labor Department said it risks the retirement security of Americans, stressing that “cryptocurrencies can present serious risks to retirement savings.”
U.S. Labor Department’s ‘Grave Concerns’ Over Fidelity’s Bitcoin 401(k) Offering
The U.S. Labor Department is deeply concerned about Fidelity Investments’ new offering to allow investors to put up to 20% of their 401(k) savings and contributions into bitcoin (BTC）。 401(k) 是美国流行的工作场所储蓄计划，具有税收优惠作为退休投资的激励。
劳工部雇员福利保障局代理助理部长 Ali Khawar 周五在接受《华尔街日报》采访时表示：
我们对富达的所作所为表示严重关切。
Khawar explained that Labor Department believes that Fidelity allowing savers to put bitcoin into their 401(k) accounts risks the retirement security of Americans.
The official said that he views cryptocurrency as speculative. There is “a lot of hype around ‘You have to get in now because you will be left behind otherwise,'” he opined.
Khawar 于 XNUMX 月在劳工部网站上写了一篇博客文章，提出了对投资于加密货币的退休计划的担忧。 他详述：
美国劳工部对计划让参与者直接投资于加密货币或相关产品（如 NFT、硬币和加密资产）的决定表示严重关切。
他解释说，“加密货币可能会给退休储蓄带来严重风险”，理由是估值挑战、价格波动和不断变化的监管环境。
Do you think the U.S. Department of Labor should be worried about Fidelity allowing investors to put bitcoin into their 401(k) accounts? Let us know in the comments section below.
原始来源： Bitcoin