Goldman Sachs Is Bringing bitcoin-Backed Loans To Traditional Finance

作者:NewsBTC - 2 年前 - 阅读时间:2 分钟

Goldman Sachs Is Bringing bitcoin-Backed Loans To Traditional Finance

Lending and borrowing have become words that are associated with Bitcoin. This is the same with traditional finance where lending and borrowing remain a big part of the ecosystem. However, there has not been an intersection of these three. This has mostly stemmed from the distrust of traditional finance toward bitcoin. The digital asset which remains largely unregulated did not provide the kind of backing tradfi wanted. That is until now.

Bitcoin-Backed Loans In Tradfi

Investment bank Goldman Sachs has announced the introduction of Bitcoin-backed loans. In what is a first for a major U.S. bank, Goldman Sachs has expanded its crypto offerings to include these bitcoin-backed loans. It is the first secured lending facility of its kind which will lend out cash that is collateralized by BTC. 

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Mostly, banks have shied away from the cryptocurrency due to its highly volatile and unregulated nature. Nevertheless, various institutions have taken to providing services that revolve around cryptos such as asset and wealth management, trading, and investment. All of which remains a far cry from cash loans that use bitcoin 作为抵押。

像这样的举动不仅会看到华尔街更快地接受加密货币,而且传统金融的其他派别也将开始朝这个方向发展。 

BTC succumbs to bears | Source: BTCUSD on TradingView.com

Goldman Sachs has no doubt evolved in its view of bitcoin over time. Less than two years ago, the bank did not believe that the cryptocurrency was an asset class. Since then, it has not only recognized it as an asset class but has been offering its clients a way to trade the cryptocurrency. It also boasts a crypto research team that publishes reports on the crypto market. Over the months, these reports have been mostly bullish toward digital assets such as Bitcoin 和以太坊

加密抵押品

Although this is the first for a major bank to accept bitcoin as collateral for a loan, it is in no way a novel concept. The rise of the decentralized finance (DeFi) space has seen users being able to borrow against their crypto holdings for a long time. There are DeFi protocols dedicated to this in the space.

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在这方面,传统金融正在追赶 DeFi,后者无需个人文书工作即可获得贷款。 通过像高盛提供的交易,它可以帮助弥合传统金融和去中心化金融之间的差距。

Bitcoin is trading at $38,927 at the time of this writing, down 2.64% in the last 24 hours.

来自的特色图片 Bitcoin Lending, chart from TradingView.com

原始来源: NewsBTC