By Bitcoin.com - 2 年前 - 阅读时间: 2 分钟
Spain Reduces ATM Numbers to 2002 Levels as Country Moves to Digital Payments
西班牙 ATM 的数量逐渐减少到该国 2002 年的水平。当地媒体的报道表明，已采取这些行动来降低成本并推动该行业的支付和运营数字化。 2008 年注册的 ATM 数量最多，当时网络中有 61,714 台活动机器。
西班牙银行减少自动取款机
The number of ATMs in Spain has dropped to its lowest level since 2002, when the network had 1,795 more ATMs than it has today. According to a recent 报告 from the Bank of Spain, the network had 48,081 ATMs at the end of the third quarter of 2021. This reduction has to do with attempts to lower costs in the banking sector amidst a push for digitalization in payments and banking processes.
2008 年该网络中注册的 ATM 数量最多，当时该国注册了 61,714 台 ATM。 从那时起，银行逐渐从该网络中移除机器。 然而，根据同一份报告，其余 ATM 的使用率有所上升。 仅在 3 年第三季度，西班牙人使用 ATM 进行了 2021 笔取款交易，与 171,300 年同期相比增长了 1.04%。
推动数字化
The Spanish government has been reducing the amount of money that can be paid in cash per transaction. Last year, Spain’s 反欺诈法, which also regulated some issues regarding cryptocurrency assets, passed controls for cash payments depending on the type of transaction. The aforementioned law established that payments in cash could only be made up to the limit of €1,000. Sidestepping this law could result in sanctions of 25% of the payments made, which would be paid by each party to the transaction.
然而，当地媒体表示，这些事态发展可能会对农村地区的西班牙公民产生不成比例的影响，他们是最依赖现金满足日常需求的人。
The recent push has driven more and more residents of the country to digital payments. For example, the national survey for cash payments, carried out July 2021, 发现 that only 35% of the surveyed citizens used cash for payments. This constitutes a significant change compared to how payments were made in 2014, where 80% of citizens used cash as a payments tool.
While cash usage has gone down, Spain still uses more cash for payments than countries like Sweden, where 减 than 10% of the population uses physical paper and coins to pay.
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原始来源： Bitcoin