By Bitcoin.com - 2 年前 - 閱讀時間: 2 分鐘
隨著國家轉向數字支付，西班牙將 ATM 數量減少到 2002 年的水平
西班牙的 ATM 數量已逐漸減少至 2002 年的水平。當地媒體報導稱，採取這些措施是為了降低成本並推動該行業的支付和運營數字化。 ATM 數量最多出現在 2008 年，當時網絡中的活動機器數量為 61,714 台。
西班牙銀行減少 ATM 數量
The number of ATMs in Spain has dropped to its lowest level since 2002, when the network had 1,795 more ATMs than it has today. According to a recent report from the Bank of Spain, the network had 48,081 ATMs at the end of the third quarter of 2021. This reduction has to do with attempts to lower costs in the banking sector amidst a push for digitalization in payments and banking processes.
網絡中註冊的 ATM 數量最多的是 2008 年，當時全國註冊的 ATM 數量為 61,714 台。 從那時起，銀行逐漸將機器從該網絡中移除。 然而，根據同一份報告，其餘 ATM 機的利用率有所上升。 僅在3年第三季度，西班牙人使用ATM機進行的取款交易就有2021筆，較171,300年同期增長1.04%。
推動數字化
The Spanish government has been reducing the amount of money that can be paid in cash per transaction. Last year, Spain’s antifraud law, which also regulated some issues regarding cryptocurrency assets, passed controls for cash payments depending on the type of transaction. The aforementioned law established that payments in cash could only be made up to the limit of €1,000. Sidestepping this law could result in sanctions of 25% of the payments made, which would be paid by each party to the transaction.
然而，當地媒體表示，這些事態發展可能會對農村地區的西班牙公民產生不成比例的影響，他們是最依賴現金滿足日常需求的人。
The recent push has driven more and more residents of the country to digital payments. For example, the national survey for cash payments, carried out July 2021, 發現 that only 35% of the surveyed citizens used cash for payments. This constitutes a significant change compared to how payments were made in 2014, where 80% of citizens used cash as a payments tool.
While cash usage has gone down, Spain still uses more cash for payments than countries like Sweden, where 少 than 10% of the population uses physical paper and coins to pay.
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原始來源： Bitcoin.COM