By Bitcoin 雜誌 - 1 年前 - 閱讀時間：6 分鐘
FTX 失敗表明我為什麼討厭交易和投資
Trading risky assets on centralized exchanges is the opposite of the saving Bitcoin incentivizes.
這是馬克·馬拉亞 (Mark Maraia) 的評論社論，他是一位企業家，也是《Rainmaking Made Simple》和 Bitcoin呃。
我發現很悲慘地註意到 數 of people in the U.S.A. who are being forced by the Federal Reserve’s monetary policy to take risks with their hard-earned capital. Those of us fortunate enough to already possess wealth are buying overpriced homes, overpriced stocks, overhyped cryptocurrencies — and bitcoin. To quote Senator Lummis amongst others, “Thank God for bitcoin“
中心化交易所 FTX 崩潰 是我討厭交易和投資的最新例子，尤其是當涉及到 sh*tcoin 市場時。 您不僅要承擔難以置信的風險，因為您基本上是在列出的“資產”上賭博，而且持有您資金的實體也在用它賭博！ 一直以來，您都在信任一個只對用您的錢賺錢感興趣的第三方——而不是在他們進行交易時給您公平的交易機會。
我認為消息靈通的“投資者”將看到遠遠超過通貨膨脹和印鈔的驚人投資回報率 和 enjoy the least amount of risk by “investing” in bitcoin. In my early days as a lawyer, one of my mentors was the executive director of a non-profit that provided housing to widows and orphans. He would frequently say this organization was only allowed to invest in widows and orphans stocks which were blue chip, by which he meant they involved less risk and were likely to be around for the long term. Even though it’s not mainstream yet, I believe that bitcoin is the best savings technology in the history of our species. I’m confident that Bitcoin will outlive me, my children and grandchildren. My mom was a shrewd buy-and-hold investor who heavily influenced my distaste for trading and my preference for long-term investing.
Early in my career in the mid 1980s, I served as a defense litigator for a penny stock firm and learned that our financial markets have been rigged for a very long time. So I’ve never been a trader and my record as an investor was spotty until I invested in bitcoin. I see all the altcoin scams today and it reminds me of the penny stock era. I’m not trying to convince you that the markets are rigged but — I only share that view to help the reader understand why I hate trading and investing. I want a level playing field. What I learned is, there have been plenty of cronies and insiders getting preferential treatment, making them rich for many decades — and it seems to be getting worse. I want something that operates on a level playing field and treats everyone the same. I want to buy and hold this asset for a decade or more and be confident it will hold its value. I want one that I won’t lose sleep over. The long standing safe havens don’t work anymore when the Fed is devaluing the currency at double digits every year. Add in the “negative interest rate” of 不得不支付 一家金融機構每年 1% 或更多用於管理我在 IRA 或 401K 中的金融資產，你變得非常憤世嫉俗。 還要注意共同基金中隱藏的 12b1 費用。 當心介於您和您的投資之間的中間人。 每個人都想從中分一杯羹 財富。
What I really want as a boomer who is semi-retired is a savings technology that is so secure and bulletproof that it has no peer. Ideally, one that comes with its own digital delivery system —payment rails — that has never been hacked and operates with near perfect uptime. Well, that is bitcoin. I want a savings technology that has no third parties standing between me and my assets. I don’t want an IOU from a bank or a brokerage firm or a financial institution; I want bitcoin. I want a savings technology that is so transparent you can search the timechain all the way back to the Genesis Block. That’s bitcoin. I want a savings technology that preserves my hard earned wealth, life force and purchasing power many years into the future with little risk. That’s bitcoin. I want to save in an asset that is based on absolute scarcity. That’s bitcoin. I want to own an asset that can be bought or sold 24/7/365 days per year and is more liquid than U.S. Treasuries. That’s bitcoin. I want an asset that you must choose and is still early in the dial-up phase of adoption. That’s bitcoin. I want an asset that completely removes the need for me to be an investor on Wall Street. I want an asset that allows me to opt out of the fiat system. That’s bitcoin.
Was the learning curve on bitcoin steep? Absolutely, and worth it! What you will find, if you put hundreds or even thousands of hours into doing your homework, is that the ROI in bitcoin has made it far and away the best performing asset class for the last decade and it has no peer. With the wall of adoption happening in bitcoin by nation-states, wealth funds, hedge funds, Wall Street and family offices, along with recent increased regulatory certainty, bitcoin has been derisked. Ray Dalio prefers bitcoin to bonds. In my opinion, based on extensive research, bitcoin presents a lower risk profile than any other asset class in a manipulated interest rate world. Properly self-custodied, (這本身就是一項任務) 它比我銀行里的美元風險小得多。 為什麼？ 因為我並沒有持有這些美元——我從銀行或金融機構那裡得到的只是一張美元借據。 正如我們在整個歷史中了解到的那樣，當意外發生時，政府、銀行和民族國家都有不合時宜的記錄，他們有權直接拿走我們的錢，比如在加拿大發生的事情，在 柏 或通過貨幣偷偷摸摸 貶值.
For those of you still on the fence, I encourage you to begin your homework today. I find it shocking and tragic that our school system does not teach us from an early age about money. This is so vital, I recently taught several classes of seventh- and eighth-graders about money and bitcoin and will challenge those who feel up to the task to 照著做！ There is nothing I’d love to see more than one hundred thousand bitcoin going into their local classrooms to teach youngsters about money and bitcoin. Please contact me and I’ll share my outline and approach. Closing your knowledge gap around money and bitcoin will give you an unfair advantage over those too lazy, ignorant or fearful to do the work. And once you do you won’t regret it. As the proverb 說, “A journey of 1000 miles begins with a single step.” Bitcoin is a language that is well worth learning. Bitcoin is also a belief system that is gaining adherents through network adoption faster than any other technology in human history. I suggest you get on the train or take the risk of getting run over by it.
這是 Mark Maraia 的客座文章。 所表達的意見完全是他們自己的，不一定反映 BTC Inc. 或 Bitcoin 雜誌。
原始來源： Bitcoin 雜誌