By Bitcoin Revista - Hace 5 meses - Tiempo de lectura: 5 minutos
Regulación y cumplimiento de las criptomonedas: navegando por el panorama regulatorio en evolución para Bitcoin
Cryptocurrencies have been around for over a decade; yet, it’s only in recent years that the mainstream has recognized the full extent of their utility. Whether your business is using Bitcoin as a hedge against traditional currencies, trying to avoid the exorbitant fees charged by financial services institutions, or just looking for an efficient way to pay, there’s no question that its popularity and utility as an acceptable currency has skyrocketed.
Sin embargo, esa popularidad conlleva una mayor necesidad de proteger su organización. Es posible que hayas oído hablar de malos actores (como Sam Bankman-Fried) usando criptomonedas para cometer lavado de dinero y fraude, o estafadores que aprovechan el anonimato de las criptomonedas para ganar dinero fácil. Aunque los malos actores abundan en todas las esferas económicas, siendo las criptomonedas una frontera relativamente nueva, es crucial que usted sea consciente de las amenazas potenciales y pueda reconocerlas.
Me gustawise, with that popularity comes a greater level of scrutiny. Federal regulations for cryptocurrencies have changed, and failure to stay knowledgeable about how those regulations affect your transactions could put your organization at risk.
In this article, we’ll discuss some of the most common hazards associated with using Bitcoin, teach you how to spot and avoid cryptocurrency scams, and make you aware of how regulations may affect how your organization uses Bitcoin.
Conozca los matices de la moneda
Though using any kind of currency comes with some level of risk, Bitcoin is different from traditional currencies and comes with norms that you, employees, or customers may not grasp intuitively. If you’re thinking about using cryptocurrencies, there are a few key differences you should be aware of:
Price volatility: Because cryptocurrency’s value is not regulated by an external party, it’s largely determined to be worth whatever someone else is willing to pay for it. Lack of federal protection: The downside of not having the federal government to regulate your funds is that they’re unlikely to provide protection if funds are lost. With Bitcoin, once the money is lost, it’s lost — a fact that has led some to take medidas extremas para recuperar criptomonedas extraviadas.Privacy on the blockchain: Si bien las transacciones de criptomonedas se consideran en gran medida anónimas, cierta información suele ser registrado públicamente en la cadena de bloques. Medidas como destrucción de disco duro puede proporcionar una capa adicional de seguridad en estos casos, evitando que los malos actores rastreen digitalmente sus transacciones y accedan a los datos confidenciales de su organización.Keep in mind that in an industry as digitally-focused as Bitcoin, data is king. If you have any unsecured data that a cyber criminal could get ahold of, make sure it’s adequately protected before foraying into the blockchain. Failing to ensure adequate layers of security are in place puts you in danger of having your organization’s data exploited.
Evite estafas y proteja su organización
What’s more, bad actors may attempt to use the anonymity associated with the blockchain to scam the unwary Bitcoin. However, scams targeting businesses typically attempt to use the same “tried and true” schemes over and over — a strategy that loses its potency when people can recognize their all-too-familiar patterns.
Algunos de los más comunes Tácticas de estafa que su empresa puede encontrar incluir estrategias clásicas como:
De hecho, las preocupaciones sobre estafas y robos son una razón importante por la que algunos piden una mejor regulación antifraude en cripto. Sin embargo, hasta que existan regulaciones, una de las formas más efectivas de protegerse contra este tipo de estafas es simplemente saber cómo son, tanto en general como en el contexto de las estafas criptográficas específicamente. Si usted y sus empleados saben a qué prestar atención, será menos probable que caigan en la estafa y se asegurarán de tener la protección que necesitan, dada la relativa falta de protección legal disponible.
Alinearse con las regulaciones
As mentioned above, regulations for Bitcoin are beginning to change. Though this can be a concern for those unaware of those regulations, it’s also exciting for Bitcoin’s mainstream potential as a whole. Some governments are Aprovechar las regulaciones como arma. en contra Bitcoin’s potential, but others have advanced regulations to the point where they are comfortable using the currency para verificar los resultados de las elecciones.
While the efficacy of and intent behind regulatory measures currently differs from country to country, the surging popularity of Bitcoin is encouraging the development of regulaciones internacionales más positivas.
En EE. UU., es legal comprar y vender criptomonedas, y la administración Biden ha iniciativas anunciadas apoyar el uso legal de las criptomonedas y penalizar a los malos actores. Sin embargo, los detalles concretos de esas iniciativas siguen siendo turbios, lo que hace poco probable que las regulaciones federales afecten directamente el uso de las criptomonedas por parte de su organización en este momento.
En ausencia de una supervisión federal coordinada, la regulación de las criptomonedas varía de un estado a otro. Puede aprovechar sitios como Bloomberg Law para ver una resumen agregado de las leyes criptográficas para su estado o territorio, pero desglosaremos rápidamente algunos ejemplos de cómo son estas leyes.
New York requires Bitcoin purchasers and users to obtain a state-unique “BitLicense” before selling, buying, or using Bitcoin commercially.Tennessee does not consider Bitcoin transactions “money transmission,” but requires a license when exchanging Bitcoin for fiat currency.Florida considers all uses of Bitcoin subject to money transmitter laws, and thus requires licensure; however, license laws have been relaxed overall.California has not decided whether to regulate Bitcoin use and currently has no laws in place to oversee individual or corporate transactions.As you can see, cryptocurrency regulation is a nuanced, complex topic and regulations are always evolving on both the federal and state levels. Conducting research into how your state governs the use of currencies like Bitcoin will be necessary before using it at your organization, as you’ll want to ensure compliance with local laws.
Mantenerse alineado con las regulaciones cambiantes, emplear estrategias para evitar estafas y proteger sus datos, y conocer los matices de los intercambios de criptomonedas permitirá a su organización navegar en esta industria con confianza.
This is a guest post by Miles Oliver. Opinions expressed are entirely their own and do not necessarily reflect those of BTC Inc or Bitcoin Revista.
Fuente original: Bitcoin Revista