By Bitcoin.com - prije 2 godine - Vrijeme čitanja: 2 minute
Guverner Središnje banke Irske razgovara o kripto, hvali "sigurnu, decentraliziranu" tehnologiju
Gabriel Makhlouf, the governor of the Central Bank of Ireland (CBI), has published a blog post in which he shares his views on the digitalization of finance. While echoing concerns expressed by his counterparts regarding cryptocurrencies, the official has also highlighted some of their positives.
Don’t Ignore the Positive Elements of Crypto Technology, Central Bank Governor Says
The article titled “Digital Money” was objavljen on the bank’s website on Thursday. In the post, Gabriel Makhlouf discusses the project to issue a digital version of the common European currency. The European Central Bank (ECB) recently pokrenula its “Investigation Phase” and although a konačna odluka is yet to be taken, the governor believes that it is not a question of “if” but rather “how and when” a digital euro will be introduced.
Guverner Centralne banke Irske Gabriel Makhlouf. Izvor: CBI
Besides central bank digital currencies (CBDC), Makhlouf devotes attention to the rise of decentralized money as a factor in the increasing digitalization of finance. Avoiding the “misleading descriptor” “crypto-currencies” and the “less inaccurate” “crypto-assets,” the banker refers to coins, stablecoins, and tokens simply as “crypto.”
"Rizici se povećavaju jer pojedinci razmatraju ulaganje dijela svog novca u kripto", kaže Gabriel Makhlouf, navodeći nedostatak transparentnosti, nestabilnost cijena, visoku potrošnju energije i izloženost prijevarama među prijetnjama s kojima se suočavaju ulagači i vlade. "Kako stvari danas stoje, negativnosti oko kriptovaluta daleko nadmašuju bilo kakvu korist", zaključuje irski dužnosnik. Međutim, on također inzistira na tome da vlasti ne bi trebale zanemariti pozitivne elemente temeljne tehnologije kriptovaluta. Guverner CBI -a napominje:
Tehnologija distribuirane knjige (DLT) u osnovi je siguran, decentraliziran zapis informacija pohranjenih na mreži i ključni je dio arhitekture za neke vrste kriptovaluta.
Makhlouf naglašava da DLT može smanjiti troškove financijskih transakcija i eliminirati posrednike u određenim slučajevima, ali i hvaliti mogućnost izdavanja pametnih ugovora. "Upotreba DLT -a povećala se posljednjih godina - zasigurno ima potencijala - iako ostaje vidjeti koliko će to biti rašireno", dodaje guverner.
The importance of DLT is likely to increase as governments around the world examine options to employ blockchain technology in the design of their digital currencies. A recently conducted experiment with the participation of several central banks from the Eurozone and the ECB has naznačeno that a blockchain-based digital euro would be highly scalable. The tested CBDC system was able to simultaneously process over 300,000 transactions a second, the central bank of Estonia revealed earlier this week.
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Izvorni izvor: Bitcoin.com