By Bitcoin Žurnāls - pirms 6 mēnešiem - Lasīšanas laiks: 14 minūtes
Āfrika: jaunā brīvo zeme
I write this article as a resident of New York City, home of the Statue of Liberty, one of the most widely recognized symbols of America — the “land of the free”.
Bet, ja runa ir par Bitcoin, I don’t feel so free as a New Yorker.
New York State (NYS) is one of the most restrictive jurisdictions in the world in regard to Bitcoin. Since 2015, NYS has required companies that deal in the virtual currency marketplace to obtain a "BitLicense" in order to do business in the state. This license is both difficult and expensive to acquire. Bitcoin-only exchanges like River and Swan as well as long-standing, reputable crypto exchanges like Kraken cannot serve residents of NYS because they do not have BitLicenses (for Swan, some NYS residents are grandfathered in from a time when Swan was permitted to operate in NYS, but the exchange is no longer allowed to enroll new New York residents). And Strike, a bitcoin payment app, as well as Ledn, a bitcoin borrowing and lending platform, are not permitted to serve NYS residents either.
As if the BitLicense wasn’t an offensive enough roadblock in the state that is home to New York City — often purported to be the financial hub of the world — NYS’s current governor, Kathy Hochul, has pushed to make NYS even more unfriendly to Bitcoin. In November 2022, she signed a law aizliedzot Bitcoin kalnrūpniecības uzņēmumi that don’t use 100% renewable resources from operating in the state for two years.
Braukt home the point about New York’s stance on Bitcoin, look no further than the words of the state’s Attorney General, Letitia James.
avots(At the very least, she could have differentiated between bitcoin and all other digital assets.)
NYS authorities seem to be doing everything in their power to protect the old financial guard — Wall Street — pushing Bitcoin-related exchanges and start-ups out of NYS.
To say it’s disappointing to be a Bitcoin enthusiast living in New York is an understatement.
I feel inspired and hopeful, though, when I look beyond the state lines of New York, and even beyond the borders of the United States, to Africa, where the youth are passionate about promoting greater Bitcoin adopcija.
On my podcast, new renaissance capital, I interview Bitcoin educators, entrepreneurs and thought leaders mostly based in The Global South.
Whenever I speak with guests from Africa, I get the feeling that they’re willing to push for greater Bitcoin adoption in their country (and on the continent at large) — whether their government is currently open to the idea or not.
Africans in particular have a certain sense of stoicism in their approach to Bitcoin. They’re on a mission to further the adoption of what Alex Gladstein termed “post-colonial money” in his book Check Your Financial Privilege: Inside the Global Bitcoin Revolūcija.
So, in this piece, I’d like to highlight some key segments of conversations I’ve had with African Bitcoiners, people who I believe future generations will look back at and thank for the work they’re doing now to make Africans freer and more self-sovereign.
Sāksim ar kontinenta dienvidrietumu galu.
Namībija
Nikolai “OKIN” Tjongarero, founder of EasySats, a company that makes it easy and cheap for Namibians to acquire bitcoin, has been doing his part to convince the powers that be in Namibia of Bitcoin’s value. He’s even orange-pilled members of the Bank of Namibia, the country’s central bank.
When higher-ups at the bank reached out to a burger joint that OKIN had recently convinced to accept bitcoin as a form of payment and requested to meet with OKIN at the restaurant, OKIN happily (though with a bit of trepidation) obliged.
“I don’t think they were there to try to catch anybody,” says OKIN of the 15 central bankers that showed up to the meeting. “They were like ‘Show us how we can buy burgers [with bitcoin].’”
After learning that most of the bankers didn’t know the difference between a custodial wallet and a non-custodial wallet, OKIN taught them how to transfer their bitcoin from their Coinbase exchange wallet to a Muun Wallet. Once the bankers were set up with Muun, they went to town and spent over 6,000 Namibian dollars (US$323) worth of bitcoin on burgers and beers before the meeting was through.
“This was just to see how they could spend their bitcoin,” states OKIN, who added that most of them “didn’t know what [they] could do with this thing (Bitcoin)… People are telling [them] that [they] can’t do anything with it, [that] it’s just magic internet money.”
But after that encounter with OKIN, their perspective had begun to shift, and they actually consulted OKIN for their research on Central Bank Digital Currencies (CBDC). To highlight the risks of surveillance and centralized control associated with CBDCs, OKIN pointed to the failure of the eNaira, a CBDC in Nigeria, the first African country to launch one. He pointed out in his commentary to the central bank that only 1% of Nigerians were using the eNaira while 50% were using some form of cryptocurrency, mainly bitcoin.
Having spent some time in Namibia myself, this story wasn’t so surprising. During my time in the country, I noticed how accessible both high-ranking members of institutions and politicians were. When I suggested that the accessibility of authorities in the country might be a plus when it comes to Bitcoin getting its fair shot in Namibia, OKIN agreed.
“Ikviens ir cilvēks; politiķis joprojām ir cilvēks,” saka OKIN. "Tas nav tā, ka [šie] cilvēki atrodas aiz sienu dārza — nevis Namībijā."
While the Namibian authorities are considering greater Bitcoin adoption, everyday Namibians remain free to use it at their own risk, to pay for goods and services with it if they so please.
Now, let’s go next door — to South Africa — to see how Bitcoin is improving lives in the country.
Dienvidāfrika
Luthando Ndabambi, a leader in the Bitcoin Ekasi community, is living proof of how bitcoin is beginning to break South Africans free from the shackles of poverty.
"Bitcoin changed[d] my life,” shares Ndabambi, a Black South African born into apartheid. “I was living [in] a shack where [when] it’s raining, I had to move [my] bed at night because the rain was getting inside the shack. But my life now has really changed because I’m living [in] a proper house now — because of Bitcoin. "
Not only has saving in bitcoin allowed Ndabambi to upgrade his physical living conditions, but it altered his behavior for the better, as well.
“I was drinking a lot; I was not thinking about [the] future,” explains Ndabambi. “After I [began] working for Bitcoin Ekasi, my life change[d] completely. I’m thinking different[ly] than before. I don’t care about parties. I just focus on my girlfriend and my son, and my family, as well. But I don’t care about other thing[s] like wasting my money. I always think, ‘If I go to the club, I’m going to eat (spend) a lot of money… No, do not go just to waste money.’ I have to use my money [for] something that’s going to change my life a lot.”
Ndabambi is the embodiment of the idea that "Bitcoin is hope”. And this sort of hope is rare to find in Black South Africans who grew up in townships both during and post-apartheid according to Hermann Vivier, founder of Bitcoin Ekasi and Bitcoin žurnāls ieguldītājs.
Kad es satiku Vivjeru Ņujorkā un braucu ar prāmi no Manhetenas dienvidu gala uz mazo salu, uz kuras atrodas Brīvības statuja, Vivjē man paskaidroja, ka aparteīds nodarījis daudz lielāku kaitējumu nebaltajiem Dienvidāfrikas iedzīvotājiem nekā var izmērīt. "Tas bija paredzēts, lai salauztu garu un iedvestu bezcerību," saka Vivjers.
He then explained to me how Ndabambi has become a model for those in his community, as Ndabambi has worked hard to complete tasks and assume responsibilities that he otherwise might not have if he didn’t truly believe that the future could be brighter — in large part because of Bitcoin.
Now, let’s head over to West Africa to hear from a Ghanaian who’s doing everything in his power to usher in a brighter future for Ghana with Bitcoin.
Gana
Kumi Nkansah, journalist by trade and founder of the Bitcoin educational group the Bitcoin Cowries, has been doing his part to orange-pill not only as many everyday Ghanians as possible but also members of the Ghanaian government.
“I got called into a very high-ranking office in the government to come and talk about Bitcoin,” shares Nkansah. “This is what they said to me: Keep on — learn as much as you can. Once we are ready, we’ll call you again [and] you will come and help us make certain decisions when it comes to Bitcoin. We like what you’re doing. Keep up with it.”
Nkansah explained that politicians in Ghana are open to the idea of Bitcoin because “they can feel the inflation; they can feel how they are losing money (purchasing power), so they are trying to find alternatives.”
Īpaši iedvesmojoša bija viņa saskarsme ar deputātu (EM).
"Man piezvanīja viens parlamenta deputāts," iesāk Nkansah. “Viņa brālis un māsa patiešām ieradās uz Trezor akadēmiju (pasākumu, ko vadīja Kumi), un es viņam iedevu aparatūras maku. Tātad viņš paņēma aparatūras maku un parādīja [to] šim deputātam. Un tad man piezvanīja, lai paskaidrotu, kas tas ir un kā viņi to var izmantot.
Pēc Nkansas teiktā, saruna starp viņu un šo parlamenta deputātu noritēja šādi:
Nkansah: "Kungs, vai jūs zinājāt, ka nākamais gads ir vēlēšanu gads ASV?"
MoP: "Jā."
Nkansah: “Did you know three of the presidential candidates are accepting bitcoin payments [for donations for their campaigns]?”
MoP: "Tiešām?!"
Nkansah: “Yes, they are. Where do we borrow money from? Is it not the US? So, if these guys who want to be president are telling US citizens how they’re going to use Bitcoin to transform the economy and we are not learning more, and at the end of the day we’re going to borrow money from these same people, what are we doing to ourselves? We better start learning about Bitcoin. "
MoP: “Ei, kungs, jūs mani tikko šokējāt. Es uzzināšu par to vairāk, bet jums ir jāmācās vairāk, lai, kad pienāks laiks, jūs iemācītu mums, kas mums jādara.
Nkansah went on to explain how while some members of the Ghanaian government attended the first African Bitcoin Conference, which took place in Ghana last year, even more will attend this year in efforts to keep learning. And this education is sorely needed as Ghana is being pressured by the IMF to implement a CBDC.
“One of the IMF’s conditions is for governments to leverage on CBDCs,” explains Nkansah. “But if they (Ghanaian government officials) should come and learn about the real difference between Bitcoin and CBDCs, they would actually figure out the best way to go about it — rather than doing what the IMF is saying.”
Mēs varam tikai cerēt, ka Ganas lielvaras turpinās sekot Nkansah piemēram.
Tagad dosimies uz Austrumāfriku, lai uzzinātu kādu citu, kam ir viņu valdības locekļu auss.
Etiopija
Kal Kassa, founder of Bitcoin Birr, an open-sourced Bitcoin educational platform and Bitcoin žurnāls ieguldītājs, is a native Ethiopian with American citizenship who has received permission from the Ethiopian government to educate the country’s citizens about Bitcoin — despite the fact that it’s technically illegal to hold the asset within the country’s borders.
“Members of the government on an individual basis have been helpful in terms of giving me some sort of platform, giving me the ability to speak to audiences,” explains Kassa. “We have a defragmented or decentralized way of governing, so if you were to ask 15 ministers [about Bitcoin], you’re going to get 15 different responses. It’s not going to come from the institution or the agency or the office, but it’s going to come from that individual — and I’m sure they’re holding it (bitcoin) on their private books. There has been some good progress, but just nothing on an official basis.”
Kassa went on to discuss how people who hold and use bitcoin do so in a legal grey area, which sounded less ominous than what he wrote in an article he penned for Bitcoin žurnāls ar nosaukumu “The Marathon: Ethiopia and Bitcoin".
"Pat tad, kad regulatori un likumdevēji izmanto pārliecināšanas nūjas, pilsoņi drosmīgi sūta un sakrauj satus," rakstīja Kassa. “Ja jūs domājāt, ka fondu pārvaldnieki ar lāzera acīm Rietumos ir vērienīgi, jūs neesat sastapis 23 gadus vecus Etiopijas ārštata darbiniekus, kuri vada pilnībā digitalizētus projektus (no iepirkuma līdz līgumu slēgšanai un rēķinu izrakstīšanai), izmantojot lietojumprogrammas un 2. slāņa atvērtā pirmkoda Lightning makus. Lai cik pazemīgi šie darījumi būtu, šie bērni uzņemas lielu risku, lai īstenotu savas pamattiesības uz nesagrozītu naudu un valsts vērtību.
But based on what Kassa is saying now combined with the fact that, according to Kassa, no one in the country has been prosecuted for using or holding bitcoin, it doesn’t seem that Ethiopian Bitcoiners have much to fear.
Kassa explained that because there’s been no prosecution for using Bitcoin and therefore no legal precedent set, most are simply following what the National Bank of Ethiopia has stated, which is that Bitcoin isn’t legal tender and that any losses sustained while using the asset are beyond what the bank can cover.
Līdzīga situācija ir arī Etiopijas kaimiņvalsts Kenijas robežās.
Kenija
Master Guantai, founder of Bitcoin Mtaani, a platform that educates Kenyans about Bitcoin in multiple African national languages, explains that Kenyans are essentially free to use Bitcoin at their own risk, as per the Central Bank of Kenya.
“In Kenya, [according to the] government and central bank, Bitcoin is not a currency,” states Master Guantai, who also added that the messaging from Kenyan authorities around bitcoin is “use it at your own risk; do your own thing.”
He did add, though, that further legislation around Bitcoin is likely on the way but that there’s little chance it would hinder adoption.
"Būtībā visas Āfrikas valstis tikai gaida, kad Amerika pieņems likumu, un tad tās kopēs un ielīmēs [to] ar dažiem labojumiem," viņš skaidro. "Tātad Amerikas [likums] vai Eiropas [likums] — kurš to izdarīs pirmais — [izveidos] veidni, kas noteiks toni, cik skarba vai saudzīga [būs] Kenijas valdība.
When I asked Master Guantai if he was worried that the Kenyan government might adopt bad or anti-Bitcoin legislation from the United States, he responded with a clear “No”.
"Kenijieši, mums ir savs veids, kā likt valdībai mūs uzklausīt, pat ja ar spēku — īpaši Twitter," viņš skaidro. "Kenijieši pakalpojumā Twitter nav nekādi joki. Ja kaut kas nav laba gaume vai kas cits, tas tiek izpūsts tiktāl, ka pat mūsu prezidents nevar to ignorēt. Viņam tas ir jārisina, kad tas kļūst par veselu lietu. Valdības galvenais mērķis ir rūpēties par jaunatni. Valdība nevēlas dzirdēt jauniešus sakām: "Jūs ienesat šo likumdošanu, kas ir negatīva, un mums jau nav darba [lai gan] mēs esam izglītoti; tas ir tā, it kā jūs bloķētu mūs no iespējām pa kreisi, pa labi un centrā. Paturot to prātā, varu teikt, ka es neuztraucos.
Marcel Lorraine, founder of Bitcoin Dada, an organization that educates African women about Bitcoin, doesn’t seem worried either, especially since Kenya is such a tech-friendly country.
“Kenya has established itself as a pro-technology nation, earning the nickname ‘Silicon Savannah’ for its vibrant tech ecosystem,” shares Lorraine. “The country's government has actively promoted technology adoption through initiatives like mobile money pioneer M-Pesa, digital literacy programs, and e-government services. Kenya boasts a burgeoning startup scene, tech hubs, and research institutions, fostering innovation and entrepreneurship.”
Lorraine explains that especially because of Kenya’s work in implementing M-Pesa, a mobile money service created to increase financial inclusion in Kenya and other African nations, it should be open to the idea of Bitcoin.
“Kenya's leadership in peer-to-peer (P2P) transactions through technologies like M-Pesa offers an interesting connection to cryptocurrencies,” explains Lorraine. “Some Kenyan individuals and businesses have started exploring cryptocurrencies [like bitcoin] as an alternative to traditional financial services, particularly for cross-border transactions and as a vērtības krātuve. "
After hearing these words from Master Guantai and Marcel Lorraine, it’s hard to imagine the Kenyan government or central bank wanting to cut off everyday Kenyans from the type of empowerment and financial autonomy that Bitcoin piedāvā.
Pirms beigšanas apstāsimies Austrumāfrikā.
Tanzānija
While the Bank of Tanzania, the country’s central bank, issued a one-page statement in 2019 about the dangers of cryptocurrencies and the fact that they aren’t considered legal tender in Tanzania, this hasn’t stopped trailblazers like Man Like Kweks from promoting greater Bitcoin adopcija valstī.
Man Like Kweks, a teacher by trade and a mūziķis, recently summitted Mount Kilimanjaro with the help of the over 5 million Sats he raised via Geyser Fund in efforts to bring attention to and raise funds for his new Bitcoin education program: POWA (Proof of Work Academy).
“There’s been many different projects that have been funded by bitcoin, [and] I want[ed] to put Tanzania on the map,” explains Man Like Kweks. “I was just very blessed that my network in the Bitcoin and Nostr community was enough to get enough traction to climb it (Mount Kilimanjaro).”
Un kas attiecas uz iedvesmu aiz viņa akadēmijas nosaukuma:
“Svahili valodā sveiciens ir “mambo”, un tad atbilde ir “powa”, [kas nozīmē] “lietas ir foršas”,” viņš skaidro. "[POWA] ir vērsta uz jaunatni. Saistot to ar “Darba pierādījumu”, es vienkārši gribēju darīt kaut ko foršu un kaut ko svaigu, un, nosaucot to par akadēmiju, tas viss vienkārši strādāja.
It definitely did work, and things will likely continue to be very cool for the Tanzanian youth if they can follow Man Like Kweks’ lead and leverage the global Bitcoin community to help elevate their creative efforts.
Lāpas pasniegšana Āfrikai
Tātad, tagad jums varētu būt labāks priekšstats par to, kāpēc es esmu mazliet skaudīgs par to, kas notiek dažās Āfrikas jurisdikcijās, salīdzinot ar to, kurā es dzīvoju.
Kamēr New York continues to be inhospitable to Bitcoin uzņēmumi, Africans are taking the bull by the horns and forging ahead fearlessly, working to create a future buoyed by a network on which users can transact permissionlessly with the hardest asset humanity has ever known.
Ja lēdija Libertija varētu, es esmu pārliecināta, ka viņa sniegtos pāri Atlantijas okeānam un nodotu afrikāņiem savu lāpu, aicinot viņus skriet ar to, jo Kal Kasas vārdi: “Etiopija, mēs esam nabadzīgu, jaunu masu valsts. Dodiet viņiem datoru un kādu objektīvu, un mēs tur tiksim.” — tas izklausās vairāk pēc vārdiem, kas drukāti viņas bāzē — “Dodiet man savas nogurušās, nabaga un saspiestās masas, kas alkst elpot” — nevis varas iestāžu vārdiem. Ņujorkā vai plašākā nozīmē ASV.
Godspeed, Africa, and I’ll see you at the African Bitcoin Conference in Ghana in December.
Šis ir viesu ziņojums Frenks Korva. Izteiktie viedokļi pilnībā ir viņu pašu viedokļi un ne vienmēr atspoguļo BTC Inc vai Bitcoin Žurnāls.
Oriģināls avots: Bitcoin žurnāls